Luxury Rattan Direct Ltd: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 1 November 2021.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

luxuryrattandirect.co.uk
Last known phone number

07885 465735
Last known address

Unit 12, Old Mill Industrial Estate, Bamber Bridge, Preston, PR5 6SY, United Kingdom

In the full report: 3 background checks

When luxuryrattandirect.co.uk first appeared online, and whether it can receive email
What kind of line 07885 465735 is
Who else gives the postcode PR5 6SY

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10559926 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 January 2017 (9 years old)
Registered office: Unit 12 Old Mill Industrial Estate, Bamber Bridge, Preston, PR5 6SY, England
Nature of business: Repair of furniture and home furnishings (SIC 95240)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Colin John Lynch	Director	Apr 1951	12 Jan 2017	6 other companies
Donna Victoria Lynch	Director	Jan 1971	12 Jan 2017	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 3
still active: 3

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

−£245k

Down £12.7k from −£232k

Employees (average)

2

Same as 2

Owed within a year

£440k

+2.3% from £430k

Net assets are negative: on its last balance sheet the company owed £245k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10559926. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Luxury Rattan Direct’s history from the FCA register and Companies House, newest first.

2021

1 November 2021

Stopped being an appointed representative

FCA register

2017

12 January 2017

Incorporated at Companies House
Colin John Lynch became a part-owner (25–50% of shares)
Donna Victoria Lynch became a part-owner (25–50% of shares)
Colin John Lynch appointed as a director
Donna Victoria Lynch appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Luxury Rattan Direct

Other FCA-listed firms that share a director, phone number or address with Luxury Rattan Direct. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Get the full report on Luxury Rattan Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Luxury Rattan Direct Ltd FCA authorised?

No. Luxury Rattan Direct Ltd (FRN 963001) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Luxury Rattan Direct a scam or clone?

Luxury Rattan Direct is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Luxury Rattan Direct?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Luxury Rattan Direct has no cover, because it is no longer permitted to carry it out.

Who owns Luxury Rattan Direct?

Companies House lists 2 people with significant control of Luxury Rattan Direct: Mrs Donna Victoria Lynch (25–50% of shares) and Mr Colin John Lynch (25–50% of shares).

Who runs Luxury Rattan Direct?

Companies House lists 2 directors of Luxury Rattan Direct: Colin John Lynch and Donna Victoria Lynch.

How long has Luxury Rattan Direct been in business?

The company was formed on 12 January 2017.

What do Luxury Rattan Direct’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of −£245k (down £12.7k from −£232k).