Authorisation being cancelled
This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
LYM (UKLI), Woodland Place, Hurricane Way, Wickford Business Park, Wickford, Essex, SS11 8YB, United Kingdom
In the full report: 2 background checks
- What kind of line 07791 657124 is
- Who else gives the postcode SS11 8YB
Other names (3)
If you were contacted under any of these names, it is this firm.
- Love Your Miles Trading name: A name it trades under now.
- UK Legal Insurance Services Trading name: A name it trades under now.
- Love Your Miles Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13640051 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 September 2021 (5 years old)
- Registered office
- 8 Pinkers Court Gloucester Road, Rudgeway, Bristol, BS35 3QH, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Andrew Pryor | Director | Feb 1982 | 23 Sep 2021 | 2 other companies |
| Stuart Rodney Whalley | Director | Apr 1982 | 6 Jun 2022 | 7 other companies |
| Martin Howard Bex | Director | Jan 1983 | 2 Apr 2024 | 8 other companies |
| Alexander James St. John Hannah | Director | Apr 1975 | 2 Apr 2024 | 10 other companies |
| Martin Gerard Rowan | Director | Jun 1962 | 2 Apr 2024 | 4 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 25
- closed down
- 9
- went insolvent
- 1
In the full report: all 25 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The one that went into liquidation or administration
- The one on the FCA register
- The 6 companies these 5 directors run together
Filed accounts and finances
Net assets
£24.9k
Up £59.5k from −£34.6k
Cash at bank
£43.1k
−52% from £89.5k
Owed within a year
£1,763
−97% from £59.2k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13640051. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Lym (Ukli)’s history from the FCA register and Companies House, newest first.
2025
26 February 2025
- Changed its registered name from "Love Your Miles Limited"
FCA register
2023
1 December 2023
- Regulated by the FCA from this date
- Applied to cancel its FCA authorisation
FCA register
2021
23 September 2021
- Incorporated at Companies House
- Lym Holdings Limited took control (75–100% of shares)
Companies House
In the full report: all 16 events
- All 16 events in its history (5 shown here)
- Every director appointment and resignation: 7
Firms connected to Lym (Ukli)
Other FCA-listed firms that share a director, phone number or address with Lym (Ukli). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Lym (Ukli)
Other firms of the same type (insurance broker), nearest first.
In Wickford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Lym (Ukli)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 25 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 16 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk