Lynette Welsh

Reference number: 468719

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Authorised by the FCA

Lynette Welsh is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When amberlife.co.uk first appeared online, and whether it can receive email
  • What kind of line 01253 468357 is
  • Who else gives the postcode FY7 8JJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Total Finance & Amberlife Trading name
  • LM Financial Services Former trading name
  • Total Finance Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Lynette Welsh’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

13 July 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

In the full report: all 10 events

  • All 10 events in its history (3 shown here)
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Firms like Lynette Welsh

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fleetwood

Sarah Jane MullenderFleetwoodAppointed representativeLook 4 Mortgages LtdFleetwoodAppointed representative

In the Blackpool (FY) postcode area

Flamingo Associates LimitedPoulton-le-FyldeAuthorisedFresh Money LimitedBlackpoolAuthorisedJohn Earnshaw Independent Financial Advisers LimitedPoulton-Le-FyldeAuthorisedM6 Mortgage Advice LtdBlackpoolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lynette Welsh

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Lynette Welsh FCA authorised?
Yes, Lynette Welsh (FRN 468719) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2007 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Lynette Welsh’s phone number and website?
The FCA register lists the phone number 01253 468357 and the website amberlife.co.uk for Lynette Welsh. If you were given different contact details, use these to check with the firm before going any further.
Is Lynette Welsh a scam or clone?
Lynette Welsh is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lynette Welsh?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lynette Welsh to the Financial Ombudsman Service, free of charge.
Does Lynette Welsh use any other names?
It trades as Total Finance & Amberlife. It has previously used 2 other names: LM Financial Services and Total Finance Services.

Sources and links

The full report on Lynette Welsh

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