M&C Specialist Motors Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2021
Accounts filed up to 31 March 2026

Responsible principal firm

Automotive Compliance Limited Reference number: 497010 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
M&C Specialist Motors Ltd (FRN 1038602) is an AR of Automotive Compliance Limited (FRN 497010). When you use M&C Specialist Motors's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from M&C Specialist Motors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mcspecialistmotors.co.uk (opens in a new tab)
Phone number

01923 549135
Address

Unit 1, Whitehouse Lane, Bedmond, Abbots Langley, Hertfordshire, WD5 0SA, United Kingdom

In the full report: 3 background checks

When mcspecialistmotors.co.uk first appeared online, and whether it can receive email
What kind of line 01923 549135 is
Who else gives the postcode WD5 0SA

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13288313 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 March 2021 (5 years old)
Registered office: Unit 1 Whitehouse Lane, Bedmond, Abbots Langley, WD5 0SA, England
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Chahak Patel	Director	May 1995	24 Mar 2021	1 other company
Tinu Milan Bhatt	Director	Dec 1991	25 Mar 2021	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£23.5k

Up £25.8k from −£2,319

Employees (average)

2

Same as 2

Owed within a year

−£125k

Down £55.2k from −£69.8k

Net assets

In the full report: all 5 years of accounts

Every year from 2022 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13288313. Figures are exactly as filed; nothing is estimated.

Key dates in its history

M&C Specialist Motors’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

18 July 2025

Became an appointed representative

FCA register

2021

24 March 2021

Incorporated at Companies House
Chahak Patel became a part-owner (25–50% of shares)
Tinu Milan Bhatt became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to M&C Specialist Motors

Other FCA-listed firms that share a director, phone number or address with M&C Specialist Motors. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like M&C Specialist Motors

Other firms of the same type (car dealer), nearest first.

In Abbots Langley

Exoriacars LtdAbbots LangleyAppointed representative Specto Motors LtdAbbots LangleyAuthorised

In the Watford (WD) postcode area

Nissan Motor (GB) LtdRickmansworthAppointed representative Renault U.K. LimitedRickmansworthAppointed representative A2B Performance LtdKings LangleyAppointed representative Car Planet Trading LimitedRickmansworthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M&C Specialist Motors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 7 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is M&C Specialist Motors Ltd FCA authorised?

M&C Specialist Motors Ltd (FRN 1038602) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for M&C Specialist Motors?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. M&C Specialist Motors Ltd (FRN 1038602) is an AR of Automotive Compliance Limited (FRN 497010). When you use M&C Specialist Motors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from M&C Specialist Motors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is M&C Specialist Motors’ phone number and website?

The FCA register lists the phone number 01923 549135 and the website mcspecialistmotors.co.uk for M&C Specialist Motors. If you were given different contact details, use these to check with the firm before going any further.

Is M&C Specialist Motors a scam or clone?

M&C Specialist Motors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with M&C Specialist Motors?

Protection works through Automotive Compliance Limited, the principal firm responsible for M&C Specialist Motors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns M&C Specialist Motors?

Companies House lists 2 people with significant control of M&C Specialist Motors: Mr Chahak Patel (25–50% of shares) and Mr Tinu Milan Bhatt (25–50% of shares).

Who runs M&C Specialist Motors?

Companies House lists 2 directors of M&C Specialist Motors: Chahak Patel and Tinu Milan Bhatt.

How long has M&C Specialist Motors been in business?

The company was formed on 24 March 2021.

What do M&C Specialist Motors’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £23.5k (up £25.8k from −£2,319).