M&F Funeral Services Limited

Reference number: 972806

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mffuneralservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 653 6177 is
  • Who else gives the postcode EH21 6DB
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FCA permissions and consumer protection

  • Funeral plans FSCS may apply
    Funeral plans are FSCS protected. If the provider fails, the FSCS can arrange for your plan to be honoured or pay compensation.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC365033
Company status
Active
Company type
Private limited company
Incorporated
3 September 2009 (17 years old)
Registered office
Babs Court, 4 Shorthope Street, Musselburgh, EH21 7DB
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)
  • Activities of head offices (SIC 70100)

Directors and company secretaries

Name Role Born Appointed Other companies
Rosalind Bridges Lees Director Aug 1965 3 Sep 2009 1 other company
Robert Thomas Givan Director Feb 1990 9 Feb 2022 None
Rosalind Lees Secretary Not published 9 Feb 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 25 September 2025Full accountsAudited

Profit before tax

£91.0k

−59% from £222k

Net assets

£251k

−20% from £313k

Cash at bank

£70.7k

−61% from £181k

Owed within a year

£248k

−21% from £312k

The accounts for the year to 25 September 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £1.13m, for the year to 25 September 2022.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC365033. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M&F Funeral Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2022

29 July 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

3 September 2016

  • M&F (Scotland) took control (75–100% of shares)

Companies House

2009

3 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like M&F Funeral Services

Other firms of the same type (funeral plan provider), nearest first.

Elsewhere in the UK

Co-op Funeral Plans LimitedManchesterAuthorisedCentral England Co-operative Funeral Plans LimitedLichfieldAuthorisedDistinct Funeral Plans LimitedCannockAuthorisedEcclesiastical Planning Services LimitedGloucesterAuthorisedPeter Christopher Freeman and Brigid Mary FreemanHorshamAuthorisedDignity Funerals LimitedSutton ColdfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M&F Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is M&F Funeral Services Limited FCA authorised?
Yes, M&F Funeral Services Limited (FRN 972806) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2022 and works as a funeral plan provider. The FCA has placed no limits on its permissions.
What is M&F Funeral Services’ phone number and website?
The FCA register lists the phone number 0131 653 6177 and the website mffuneralservices.co.uk for M&F Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is M&F Funeral Services a scam or clone?
M&F Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M&F Funeral Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about M&F Funeral Services to the Financial Ombudsman Service, free of charge.
Who owns M&F Funeral Services?
M&F Funeral Services is owned by M&F (Scotland), which holds 75–100% of shares, since 3 September 2016.
Who runs M&F Funeral Services?
Companies House lists 2 directors of M&F Funeral Services: Rosalind Bridges Lees and Robert Thomas Givan.
How long has M&F Funeral Services been in business?
The company was formed on 3 September 2009, and has held its current FCA authorisation since July 2022.
What do M&F Funeral Services’ latest accounts show?
Its latest accounts, to 25 September 2025, show profit before tax of £91.0k (−59% from £222k) and net assets of £251k (−20% from £313k).

Sources and links

The full report on M&F Funeral Services Limited

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