M & L Trading Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Complaints covered by the Ombudsman
No FCA actions
Active company since 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

vancentrewarrington.co.uk (opens in a new tab)
Phone number

01925 982747
Address

255 Manchester Road, Warrington, Warrington, WA1 3NJ, United Kingdom

In the full report: 3 background checks

When vancentrewarrington.co.uk first appeared online, and whether it can receive email
What kind of line 01925 982747 is
Who else gives the postcode WA1 3NJ

Other names (1)

If you were contacted under any of these names, it is this firm.

The Van Centre Warrington Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16255144 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 February 2025 (1 year old)
Registered office: Crown House 4 High Street, Tyldesley, Manchester, M29 8AL, England
Nature of business: Sale of other motor vehicles (SIC 45190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew James Liptrot	Director	Apr 1981	17 Feb 2025	2 other companies
Adam John Matthias	Director	Feb 1999	17 Feb 2025	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Key dates in its history

M & L Trading’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2026

12 February 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2025

17 February 2025

Incorporated at Companies House
Adam John Matthias became a part-owner (25–50% of shares)
Matthew James Liptrot became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to M & L Trading

Other FCA-listed firms that share a director, phone number or address with M & L Trading. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (1)
Who links each one: the named directors, with dates

Firms like M & L Trading

Other firms of the same type (car dealer), nearest first.

In Warrington

Aspire Car SalesWarringtonAuthorised Auto Seven 7 LtdWarringtonAuthorised Auto Union Finance LimitedWarringtonAuthorised Auto56 LimitedWarringtonAuthorised BrokerMoto LtdWarringtonAuthorised Cantilever Car Centre LimitedWarringtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M & L Trading

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
All 10 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is M & L Trading Ltd FCA authorised?

Yes, M & L Trading Ltd (FRN 1042917) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2026 and works as a car dealer. The FCA has placed no limits on its permissions.

What is M & L Trading’s phone number and website?

The FCA register lists the phone number 01925 982747 and the website vancentrewarrington.co.uk for M & L Trading. If you were given different contact details, use these to check with the firm before going any further.

Is M & L Trading a scam or clone?

M & L Trading is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with M & L Trading?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how M & L Trading handles your money, so check the specific product before you commit. You can also refer complaints about M & L Trading to the Financial Ombudsman Service, free of charge.

Who owns M & L Trading?

Companies House lists 2 people with significant control of M & L Trading: Mr Adam John Matthias (25–50% of shares) and Mr Matthew James Liptrot (25–50% of shares).

Who runs M & L Trading?

Companies House lists 2 directors of M & L Trading: Matthew James Liptrot and Adam John Matthias.

How long has M & L Trading been in business?

The company was formed on 17 February 2025, and has held its current FCA authorisation since February 2026.

Does M & L Trading use any other names?

It trades as The Van Centre Warrington.