M&M Fintech Ltd

Reference number: 903084

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Acts as an e-money agent

This firm does not hold FCA authorisation of its own, and acts as an e-money agent under another firm's authorisation.

Responsible principal firm

Financial House Limited Reference number: 902039 Authorised View firm →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When mmfintech.io first appeared online, and whether it can receive email
  • What kind of line 0830 375 920 is
  • Whether EC2N 4AY is a shared office: 29 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Banky Trading name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
M&M FINTECH LIMITED
Company number
12578766
Company status
Active
Company type
Private limited company
Incorporated
29 April 2020 (6 years old)
Registered office
110 Bishopsgate, London, EC2N 4AY, England
Nature of business
  • Information technology consultancy activities (SIC 62020)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nadiri Uslugil Director Oct 1973 22 Jul 2025 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsAudited

Total equity

£181k

−52% from £377k

Cash at bank

£130k

−39% from £214k

Employees (average)

3

−57% from 7

Owed within a year

£94.0k

+7.1% from £87.8k

No turnover or profit for the year to 30 April 2025: the accounts print them but do not tag them. The last tagged figures are £2.58m turnover and £175k profit, for the year to 30 April 2023.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12578766. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M&M Fintech’s history from the FCA register and Companies House, newest first.

Key events (11) All events (17)

2025

22 July 2025

  • Board replaced: its only director left and a new director took over
  • Ahmet Cemal Dedeoglu gave up control
  • Nadiri Uslugil took control (75–100% of shares)

Companies House

2024

3 April 2024

  • Ahmet Cemal Dedeoglu took control (75–100% of shares)
  • Fh Holdings Limited gave up control

Companies House

6 March 2024

  • Fh Holdings Limited took control (75–100% of shares)
  • Yusuf Kose gave up control

Companies House

2023

20 June 2023

  • Board replaced: its only director left and a new director took over

Companies House

3 January 2023

  • Status on the FCA register became "EMD Agent"

FCA register

2020

29 April 2020

  • Incorporated at Companies House
  • Yusuf Kose took control (75–100% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (11 shown here)
  • Every director appointment and resignation: 5
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Firms like M&M Fintech

Other firms of the same type (payment or money transfer firm), nearest first.

In the Central London (EC) postcode area

Amplifi Capital (U.K.) LimitedLondonAgentDigital RFQ LimitedEc3m 5JdAgentModulr Finance LtdLondonAgentPardna LimitedAgentPlum Fintech LimitedLondonAgentRyat Financial LtdAgent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M&M Fintech

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is M&M Fintech Ltd FCA authorised?
M&M Fintech Ltd (FRN 903084) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is M&M Fintech’s phone number and website?
The FCA register lists the phone number 0830 375 920 and the website mmfintech.io for M&M Fintech. If you were given different contact details, use these to check with the firm before going any further.
Is M&M Fintech a scam or clone?
M&M Fintech is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M&M Fintech?
M&M Fintech is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns M&M Fintech?
Companies House lists one person with significant control of M&M Fintech: Mr. Nadiri Uslugil (75–100% of shares). Before that, it was controlled by Mr Yusuf Kose, Fh Holdings Limited and Mr Ahmet Cemal Dedeoglu.
Who runs M&M Fintech?
Companies House lists one director of M&M Fintech: Nadiri Uslugil.
How long has M&M Fintech been in business?
The company was formed on 29 April 2020.
What do M&M Fintech’s latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £181k (−52% from £377k) and cash at bank of £130k (−39% from £214k).
Does M&M Fintech use any other names?
It trades as Banky.

Sources and links

The full report on M&M Fintech Ltd

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