No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 6 April 2020.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
mrutterplumbingandheating.co.uk
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Last known phone number
07541 599110
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Last known address
39 Skull House Lane, Appley Bridge, Wigan, Wigan, WN6 9DR, United Kingdom
In the full report: 3 background checks
- When mrutterplumbingandheating.co.uk first appeared online, and whether it can receive email
- What kind of line 07541 599110 is
- Who else gives the postcode WN6 9DR
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12079977 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 July 2019 (7 years old)
- Registered office
- 39 Skull House Lane, Appley Bridge, Wigan, WN6 9DR, England
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Edward Stuart Rutter | Director | Mar 1989 | 2 Jul 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£678
Up £271 from £407
Employees (average)
3
Same as 3
Owed within a year
£38.8k
+127% from £17.1k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12079977. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
M.Rutter Plumbing and Heating’s history from the FCA register and Companies House, newest first.
2020
6 April 2020
- Stopped being an appointed representative
FCA register
2019
2 July 2019
- Incorporated at Companies House
- Michael Edward Stuart Rutter took control (75–100% of shares)
- Michael Edward Stuart Rutter appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like M.Rutter Plumbing and Heating
Other firms of the same type (home improvement or trades), nearest first.
In Wigan
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on M.Rutter Plumbing and Heating
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is M.Rutter Plumbing and Heating Ltd FCA authorised?
Is M.Rutter Plumbing and Heating a scam or clone?
Is my money safe with M.Rutter Plumbing and Heating?
Who owns M.Rutter Plumbing and Heating?
Who runs M.Rutter Plumbing and Heating?
How long has M.Rutter Plumbing and Heating been in business?
What do M.Rutter Plumbing and Heating’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk