M.Rutter Plumbing and Heating Ltd

Reference number: 924044

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 6 April 2020.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    mrutterplumbingandheating.co.uk

  • Last known phone number

    07541 599110

  • Last known address

    39 Skull House Lane, Appley Bridge, Wigan, Wigan, WN6 9DR, United Kingdom

In the full report: 3 background checks

  • When mrutterplumbingandheating.co.uk first appeared online, and whether it can receive email
  • What kind of line 07541 599110 is
  • Who else gives the postcode WN6 9DR
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 July 2019 (7 years old)
Registered office
39 Skull House Lane, Appley Bridge, Wigan, WN6 9DR, England
Nature of business
  • Plumbing, heat and air-conditioning installation (SIC 43220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Edward Stuart Rutter Director Mar 1989 2 Jul 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£678

Up £271 from £407

Employees (average)

3

Same as 3

Owed within a year

£38.8k

+127% from £17.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12079977. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M.Rutter Plumbing and Heating’s history from the FCA register and Companies House, newest first.

2020

6 April 2020

  • Stopped being an appointed representative

FCA register

2019

2 July 2019

  • Incorporated at Companies House
  • Michael Edward Stuart Rutter took control (75–100% of shares)
  • Michael Edward Stuart Rutter appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like M.Rutter Plumbing and Heating

Other firms of the same type (home improvement or trades), nearest first.

In Wigan

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M.Rutter Plumbing and Heating

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is M.Rutter Plumbing and Heating Ltd FCA authorised?
No. M.Rutter Plumbing and Heating Ltd (FRN 924044) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is M.Rutter Plumbing and Heating a scam or clone?
M.Rutter Plumbing and Heating is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with M.Rutter Plumbing and Heating?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with M.Rutter Plumbing and Heating has no cover, because it is no longer permitted to carry it out.
Who owns M.Rutter Plumbing and Heating?
Companies House lists one person with significant control of M.Rutter Plumbing and Heating: Mr Michael Edward Stuart Rutter (75–100% of shares).
Who runs M.Rutter Plumbing and Heating?
Companies House lists one director of M.Rutter Plumbing and Heating: Michael Edward Stuart Rutter.
How long has M.Rutter Plumbing and Heating been in business?
The company was formed on 2 July 2019.
What do M.Rutter Plumbing and Heating’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £678 (up £271 from £407).

Sources and links

The full report on M.Rutter Plumbing and Heating Ltd

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