Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 July 2025
Responsible principal firm
The Compliance Guys Ltd Reference number: 941360 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- M.W.Trade Cars Ltd (FRN 1001407) is an AR of The Compliance Guys Ltd (FRN 941360). When you use M.W.Trade Cars's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from M.W.Trade Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
106 Stourbridge Road, Dudley, Dudley, DY1 2DW, United Kingdom
In the full report: 2 background checks
- What kind of line 07967 058318 is
- Who else gives the postcode DY1 2DW
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Compliance Guys Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12776370 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 2020 (6 years old)
- Registered office
- 106 Stourbridge Road, Dudley, West Midlands, DY1 2DW, England
- Nature of business
-
- Sale of used cars and light motor vehicles (SIC 45112)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Hussan Akhlaq Choudhary | Director | Apr 1993 | 29 Jul 2020 | 1 other company |
| Shahzad Hussain | Director | Sep 1976 | 12 Jan 2023 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£56.1k
+14% from £49.3k
Cash at bank
£6,232
No earlier figure to compare
Owed within a year
£389k
+41% from £275k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12776370. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
M.W.Trade Cars’s history from the FCA register and Companies House, newest first.
2023
15 September 2023
- Became an appointed representative
FCA register
12 January 2023
- Saqib Choudhary stopped being a part-owner
- Shahzad Hussain became a part-owner (25–50% of shares)
Companies House
2020
29 July 2020
- Incorporated at Companies House
- Hussan Akhlaq Choudhary became a part-owner (25–50% of shares)
- Saqib Choudhary became a part-owner (25–50% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (6 shown here)
- Every director appointment and resignation: 6
Firms connected to M.W.Trade Cars
Other FCA-listed firms that share a director, phone number or address with M.W.Trade Cars. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like M.W.Trade Cars
Other firms of the same type (car dealer), nearest first.
In Dudley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on M.W.Trade Cars
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 13 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk