M65 Commercials Ltd

Reference number: 1042332

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • M65 COMMERCIALS LTD (FRN 1042332) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not M65 COMMERCIALS.
  • Example: if M65 COMMERCIALS refers you to a financial adviser, the advice should come from the principal firm, not from M65 COMMERCIALS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When m65commercialsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07961 197433 is
  • Who else gives the postcode BB9 9DN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14776515
Company status
Active
Company type
Private limited company
Incorporated
3 April 2023 (3 years old)
Registered office
68 Leeds Road, Nelson, BB9 9TD, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Muhammad Waqar Director Apr 1995 13 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£6,422

−32% from £9,503

Employees (average)

5

Same as 5

Owed within a year

£311k

+7.6% from £289k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14776515. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M65 Commercials’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2026

7 July 2026

  • Sajad Hussain Shah stopped being a part-owner

Companies House

25 May 2026

  • Uzma Batool Naqvi stopped being a part-owner

Companies House

2025

15 October 2025

  • Became an introducer appointed representative

FCA register

2024

2 February 2024

  • Sajad Hussain Shah became a part-owner (25–50% of shares)

Companies House

2023

17 April 2023

  • Sajad Shah no longer has significant control

Companies House

3 April 2023

  • Incorporated at Companies House
  • Sajad Shah gained significant control
  • Uzma Batool Naqvi became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like M65 Commercials

Other firms of the same type (car dealer), nearest first.

In Nelson

A Bhatti limitedNelsonAuthorisedMarshalls Motor Company LimitedNelsonAuthorisedPendle Car Centre LimitedNelsonAuthorisedPendle Car Sales LtdNelsonAuthorisedReliable Motor Sales NW LtdNelsonAuthorisedThe Electric Van Company LtdNelsonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M65 Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is M65 Commercials Ltd FCA authorised?
M65 Commercials Ltd (FRN 1042332) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for M65 Commercials?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. M65 Commercials Ltd (FRN 1042332) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not M65 Commercials. Example: if M65 Commercials refers you to a financial adviser, the advice should come from the principal firm, not from M65 Commercials itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is M65 Commercials’ phone number and website?
The FCA register lists the phone number 07961 197433 and the website m65commercialsltd.co.uk for M65 Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is M65 Commercials a scam or clone?
M65 Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M65 Commercials?
Protection works through Jigsaw Finance Limited, the principal firm responsible for M65 Commercials's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns M65 Commercials?
Companies House lists no one with significant control of M65 Commercials now. Before that, it was controlled by Mr Sajad Hussain Shah, Mrs Uzma Batool Naqvi and Mr Sajad Shah.
Who runs M65 Commercials?
Companies House lists one director of M65 Commercials: Muhammad Waqar.
How long has M65 Commercials been in business?
The company was formed on 3 April 2023.
What do M65 Commercials’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £6,422 (−32% from £9,503).

Sources and links

The full report on M65 Commercials Ltd

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