MAB (South West) Ltd

Reference number: 550035

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MAB (South West) Ltd (FRN 550035) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use MAB (South West)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MAB (South West), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgageadvicebureau.com first appeared online, and whether it can receive email
  • What kind of line 01752 204200 is
  • Who else gives the postcode NG31 6HR
Instant PDF download
Other names (8)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name
  • Supreme Mortgages Trading name
  • The Cornish Mortgage Company Trading name
  • Aimee Shone Mortgages Former trading name
  • Jack Gear Mortgage Advice Former trading name
  • Jack Gear Mortgages Former trading name
  • Mortgage Plymouth Former trading name
  • The Cornish Mortgage Lady Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07533839
Company status
Active
Company type
Private limited company
Incorporated
17 February 2011 (15 years old)
Registered office
The Old Courthouse, 60a London Road, Grantham, NG31 6HR, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Jane Brook Director Mar 1967 25 Aug 2023 None
Gareth Meirion Samples Director Apr 1968 7 Mar 2024 54 other companies
Benjamin Peter Dodds Director Jan 1988 2 Jan 2025 45 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
61
closed down
16
are FCA-registered
7

In the full report: all 61 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • The 38 companies these 3 directors run together
  • All 10 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 25 August 2023Small company accountsNot audited

Net assets

£439k

+85% from £238k

Cash at bank

£30.1k

−74% from £118k

Employees (average)

9

−36% from 14

Owed within a year

£198k

−37% from £313k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07533839. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MAB (South West)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (38)

2023

25 August 2023

  • Board replaced: its only director left and 3 new directors took over
  • Brook Financial Services Limited took control (75–100% of shares)
  • Matthew Johns stopped being the majority owner
  • Sarah Elizabeth Johns stopped being a part-owner

Companies House

20 July 2023

  • Sarah Elizabeth Johns became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Matthew Johns became the majority owner (50–75% of shares)

Companies House

2011

6 May 2011

  • Became an appointed representative

FCA register

17 February 2011

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (8 shown here)
  • Every director appointment and resignation: 17
Instant PDF download

Firms connected to MAB (South West)

Other FCA-listed firms that share a director, phone number or address with MAB (South West). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
share a director
7
share its postcode
4

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (7), the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like MAB (South West)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Grantham

Brook Financial Services LtdGranthamAppointed representativeMJC Consultants (UK) LtdGranthamAppointed representativeMortgage Options (Partnership Division) LtdGranthamAppointed representativeTIME Mortgage Experts LtdGranthamAppointed representativeOak Mortgages LimitedGranthamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MAB (South West)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 61 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 38 events in its history
  • 7 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is MAB (South West) Ltd FCA authorised?
MAB (South West) Ltd (FRN 550035) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MAB (South West)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MAB (South West) Ltd (FRN 550035) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use MAB (South West)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MAB (South West), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MAB (South West)’s phone number and website?
The FCA register lists the phone number 01752 204200 and the website mortgageadvicebureau.com for MAB (South West). If you were given different contact details, use these to check with the firm before going any further.
Is MAB (South West) a scam or clone?
MAB (South West) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MAB (South West)?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for MAB (South West)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MAB (South West)?
MAB (South West) is owned by Brook Financial Services Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 August 2023. Before that, it was controlled by Mrs Sarah Elizabeth Johns and Mr Matthew Johns.
Who runs MAB (South West)?
Companies House lists 3 directors of MAB (South West): Michelle Jane Brook, Gareth Meirion Samples and Benjamin Peter Dodds.
How long has MAB (South West) been in business?
The company was formed on 17 February 2011.
What do MAB (South West)’s latest accounts show?
Its latest accounts, to 25 August 2023, show net assets of £439k (+85% from £238k) and cash at bank of £30.1k (−74% from £118k).
Does MAB (South West) use any other names?
It trades as Mortgage Advice Bureau, Supreme Mortgages and The Cornish Mortgage Company. It has previously used 5 other names, including Aimee Shone Mortgages, Jack Gear Mortgage Advice and Jack Gear Mortgages.

Sources and links

The full report on MAB (South West) Ltd

£19.99 · Instant PDF download

Loading secure checkout…