Mackays of Cambridge Limited

Reference number: 748417

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

BOC LIMITED Reference number: 715528 Caution View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mackays of Cambridge Limited (FRN 748417) introduces customers to BOC LIMITED (FRN 715528). Any regulated advice or arranging is done by the principal, not Mackays of Cambridge.
  • Example: if Mackays of Cambridge refers you to a financial adviser, the advice should come from the principal firm, not from Mackays of Cambridge itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mackay.co.uk first appeared online, and whether it can receive email
  • What kind of line 01223 517000 is
  • Who else gives the postcode CB4 1TF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Boc Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01273862
Company status
Active
Company type
Private limited company
Incorporated
19 August 1976 (50 years old)
Registered office
85 East Road, Cambridge, CB1 1BY
Nature of business
  • Retail sale of hardware, paints and glass in specialised stores (SIC 47520)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Brendan Mackay Director Aug 1989 24 Oct 2024 1 other company
Neil Roderick Mackay Director Jul 1955 Not published 5 other companies
Andrew Brendan Mackay Secretary Not published 30 Dec 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
run together
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£529k

Up £716k from −£186k

Cash at bank

£385k

Up £351k from £33.8k

Employees (average)

19

Same as 19

Owed within a year

£280k

−57% from £647k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01273862. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mackays of Cambridge’s history from the FCA register and Companies House, newest first.

Key events (13) All events (17)

2024

24 October 2024

  • Amanda Susan Cale no longer holds 25–50% of the votes
  • Duncan James Mackay gave up control
  • Hugh Duncan Wilderspin no longer holds 25–50% of the votes
  • Mackay 1912 Holdings Ltd took control (75–100% of shares)
  • Neil Roderick Mackay gave up control
  • Susan Jane Mackay no longer holds 25–50% of the votes

Companies House

2022

19 May 2022

  • Amanda Susan Cale gained 25–50% of the votes
  • Hugh Duncan Wilderspin gained 25–50% of the votes
  • Susan Jane Mackay gained 25–50% of the votes

Companies House

2016

1 October 2016

  • Duncan James Mackay took control (75–100% of shares)
  • Neil Roderick Mackay took control (75–100% of shares)

Companies House

27 May 2016

  • Became an introducer appointed representative

FCA register

1976

19 August 1976

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (13 shown here)
  • Every director appointment and resignation: 4
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Firms like Mackays of Cambridge

Other firms of the same type (retailer), nearest first.

In Cambridge

Kitch-Bath Interiors LtdCambridgeAppointed representativeOkopod LtdCambridgeAppointed representativeOutspoken Cycles LtdCambridgeAppointed representativeVirgo Tech LtdCambridgeAppointed representative1066 Group LtdCambridgeAuthorisedCoffee World (UK) LtdCambridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mackays of Cambridge

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Mackays of Cambridge Limited FCA authorised?
Mackays of Cambridge Limited (FRN 748417) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mackays of Cambridge?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mackays of Cambridge Limited (FRN 748417) introduces customers to BOC LIMITED (FRN 715528). Any regulated advice or arranging is done by the principal, not Mackays of Cambridge. Example: if Mackays of Cambridge refers you to a financial adviser, the advice should come from the principal firm, not from Mackays of Cambridge itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mackays of Cambridge’s phone number and website?
The FCA register lists the phone number 01223 517000 and the website mackay.co.uk for Mackays of Cambridge. If you were given different contact details, use these to check with the firm before going any further.
Is Mackays of Cambridge a scam or clone?
Mackays of Cambridge is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mackays of Cambridge?
Protection works through Boc Limited, the principal firm responsible for Mackays of Cambridge's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mackays of Cambridge?
Mackays of Cambridge is owned by Mackay 1912 Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 October 2024. Before that, it was controlled by Mrs Susan Jane Mackay, Mrs Amanda Susan Cale and Mr Hugh Duncan Wilderspin.
Who runs Mackays of Cambridge?
Companies House lists 2 directors of Mackays of Cambridge: Andrew Brendan Mackay and Neil Roderick Mackay.
How long has Mackays of Cambridge been in business?
The company was formed on 19 August 1976.
What do Mackays of Cambridge’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £529k (up £716k from −£186k) and cash at bank of £385k (up £351k from £33.8k).

Sources and links

The full report on Mackays of Cambridge Limited

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