MacPhail Kennedy Limited
Reference number: 973232
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MacPhail Kennedy Limited (FRN 973232) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use MacPhail Kennedy's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MacPhail Kennedy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Harborough Innovation Centre, Wellington Way, Airfield Business Park, Market Harborough, Leicestershire, LE16 7WB, United Kingdom
In the full report: 3 background checks
- When macphail-kennedy.co.uk first appeared online, and whether it can receive email
- What kind of line 07361 210197 is
- Who else gives the postcode LE16 7WB
Other names (1)
If you were contacted under any of these names, it is this firm.
- Michael Kennedy Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17422425 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 August 2026 (less than a year old)
- Registered office
- Macphail Kennedy Limited Harborough Innovation Centre, Airfield Business Park, Market Harborough, Leicestershire, LE16 7WB, United Kingdom
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Peter Kennedy | Director | Oct 1997 | 26 Aug 2026 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
MacPhail Kennedy’s history from the FCA register and Companies House, newest first.
2026
18 September 2026
- Changed its registered name from "Michael Kennedy"
FCA register
26 August 2026
- Incorporated at Companies House
- Michael Peter Kennedy took control (75–100% of shares)
- Michael Peter Kennedy appointed as a director
Companies House
2022
31 March 2022
- Became an appointed representative
- Began trading as "MacPhail Kennedy"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to MacPhail Kennedy
Other FCA-listed firms that share a director, phone number or address with MacPhail Kennedy. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- no longer authorised
- 1
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like MacPhail Kennedy
Other firms of the same type (financial adviser), nearest first.
In Market Harborough
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on MacPhail Kennedy
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 6 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk