Macwoolf Mortgages Ltd

Reference number: 955419

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Macwoolf Mortgages Ltd (FRN 955419) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Macwoolf Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Macwoolf Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01202 879144

  • Address

    123D Commercial Road, Poole, Dorset, BH14 0JD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01202 879144 is
  • Who else gives the postcode BH14 0JD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Pennie Mortgages Trading name: A name it trades under now.
  • LeaderFox Former trading name: A name it used to trade under.
  • Leader-Fox Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 December 2020 (5 years old)
Registered office
123d Commercial Road, Poole, BH14 0JD, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryan Michael Woolfenden Director Feb 1985 10 Dec 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£15.8k

Up £14.7k from £1,061

Employees (average)

1

Same as 1

Owed within a year

£19.5k

Up £18.5k from £1,015

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13075316. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Macwoolf Mortgages’s history from the FCA register and Companies House, newest first.

2021

23 July 2021

  • Became an appointed representative

FCA register

2020

10 December 2020

  • Incorporated at Companies House
  • Ryan Michael Woolfenden took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Macwoolf Mortgages

Other FCA-listed firms that share a director, phone number or address with Macwoolf Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Macwoolf Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Poole

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Macwoolf Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Macwoolf Mortgages Ltd FCA authorised?
Macwoolf Mortgages Ltd (FRN 955419) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Macwoolf Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Macwoolf Mortgages Ltd (FRN 955419) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Macwoolf Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Macwoolf Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Macwoolf Mortgages’ phone number?
The FCA register lists the phone number 01202 879144 for Macwoolf Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Macwoolf Mortgages a scam or clone?
Macwoolf Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Macwoolf Mortgages?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Macwoolf Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Macwoolf Mortgages?
Companies House lists one person with significant control of Macwoolf Mortgages: Mr Ryan Michael Woolfenden (75–100% of shares).
Who runs Macwoolf Mortgages?
Companies House lists one director of Macwoolf Mortgages: Ryan Michael Woolfenden.
How long has Macwoolf Mortgages been in business?
The company was formed on 10 December 2020.
What do Macwoolf Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £15.8k (up £14.7k from £1,061).
Does Macwoolf Mortgages use any other names?
It trades as Pennie Mortgages. It has previously used 2 other names: LeaderFox and Leader-Fox Mortgages.

Sources and links

The full report on Macwoolf Mortgages Ltd

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