Main Street Leasing Limited

Reference number: 942534

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mainstreetleasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 01634 907121 is
  • Who else gives the postcode ME4 6QA
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12759024
Company status
Active
Company type
Private limited company
Incorporated
21 July 2020 (6 years old)
Registered office
17 Port Rise, Chatham, ME4 6QA, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm Philip Jones Director May 1966 21 Jul 2020 None
Michelle Tracy Jones Director Dec 1964 21 Jul 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

−£19.3k

−775% from £2,857

Cash at bank

£988

−30% from £1,407

Employees (average)

2

Up 2 from 0

Owed within a year

£806

Up £230 from £576

Net assets are negative: on its last balance sheet the company owed £19.3k more than it owned.

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12759024. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Main Street Leasing’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2021

30 July 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

21 July 2020

  • Incorporated at Companies House
  • Malcolm Philip Jones became a part-owner (25–50% of shares)
  • Michelle Tracy Jones became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Main Street Leasing

Other firms of the same type (car dealer), nearest first.

In Chatham

Autograph Contracts LimitedChathamAuthorisedchatham motor companyChathamAuthorisedClairmont Car & Commercials LimitedChathamAuthorisedLordswood Car & Commercials LtdChathamAuthorisedMid-Kent Van Centre LtdChathamSee the registerSnodhurst Car SalesChathamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Main Street Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Main Street Leasing Limited FCA authorised?
Yes, Main Street Leasing Limited (FRN 942534) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2021 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Main Street Leasing’s phone number and website?
The FCA register lists the phone number 01634 907121 and the website mainstreetleasing.co.uk for Main Street Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Main Street Leasing a scam or clone?
Main Street Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Main Street Leasing?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Main Street Leasing handles your money, so check the specific product before you commit. You can also refer complaints about Main Street Leasing to the Financial Ombudsman Service, free of charge.
Who owns Main Street Leasing?
Companies House lists 2 people with significant control of Main Street Leasing: Mr Malcolm Philip Jones (25–50% of shares) and Mrs Michelle Tracy Jones (25–50% of shares).
Who runs Main Street Leasing?
Companies House lists 2 directors of Main Street Leasing: Malcolm Philip Jones and Michelle Tracy Jones.
How long has Main Street Leasing been in business?
The company was formed on 21 July 2020, and has held its current FCA authorisation since July 2021.
What do Main Street Leasing’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£19.3k (−775% from £2,857) and cash at bank of £988 (−30% from £1,407).

Sources and links

The full report on Main Street Leasing Limited

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