Mainstream Digital Limited

Reference number: 734555

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When msdigital.com first appeared online, and whether it can receive email
  • What kind of line 01285 644858 is
  • Who else gives the postcode GL7 1XD
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02742235
Company status
Active
Company type
Private limited company
Incorporated
24 August 1992 (34 years old)
Registered office
701 Stonehouse Park Sperry Way, Stonehouse, Gloucestershire, GL10 3UT, England
Nature of business
  • Other telecommunications activities (SIC 61900)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Fraser Medlock Director Oct 1960 8 Oct 1992 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
went insolvent
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£193k

−86% from £1.34m

Cash at bank

£0

−100% from £225k

Owed within a year

£265k

−38% from £430k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02742235. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mainstream Digital’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2024

13 February 2024

  • Ian Fraser Medlock gave up control
  • Mainstream Group Holdings Limited took control (75–100% of shares)

Companies House

2016

21 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Ian Fraser Medlock took control (75–100% of shares)

Companies House

1992

24 August 1992

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Mainstream Digital

Other FCA-listed firms that share a director, phone number or address with Mainstream Digital. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Mainstream Digital

Other firms of the same type (credit broker), nearest first.

In Cirencester

Boyle & Grimes Land and Property Specialists LLPCirencesterAuthorisedStephen John VarcoeCirencesterAppointed representativeTony JoslynCirencesterAppointed representativeCotswold Hoburne LimitedCirencesterAuthorisedDairylight LimitedCirencesterAuthorisedCirencester Golf Club LimitedCirencesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mainstream Digital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mainstream Digital Limited FCA authorised?
Yes, Mainstream Digital Limited (FRN 734555) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Mainstream Digital’s phone number and website?
The FCA register lists the phone number 01285 644858 and the website msdigital.com for Mainstream Digital. If you were given different contact details, use these to check with the firm before going any further.
Is Mainstream Digital a scam or clone?
Mainstream Digital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mainstream Digital?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Mainstream Digital handles your money, so check the specific product before you commit. You can also refer complaints about Mainstream Digital to the Financial Ombudsman Service, free of charge.
Who owns Mainstream Digital?
Mainstream Digital is owned by Mainstream Group Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 13 February 2024. Before that, it was controlled by Mr Ian Fraser Medlock.
Who runs Mainstream Digital?
Companies House lists one director of Mainstream Digital: Ian Fraser Medlock.
How long has Mainstream Digital been in business?
The company was formed on 24 August 1992, and has held its current FCA authorisation since June 2016.
What do Mainstream Digital’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £193k (−86% from £1.34m) and cash at bank of £0 (−100% from £225k).

Sources and links

The full report on Mainstream Digital Limited

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