Malcolm Lacey and Paula Lacey

Reference number: 773597

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Authorised by the FCA

the Lacey partnership is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When laceysltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 0118 932 3500 is
  • Who else gives the postcode RG7 4PE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Excel UK Trading name
  • Laceys Hair & Beauty Supplies Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Lacey partnership’s history from the FCA register and Companies House, newest first.

Key events (2) All events (6)

2017

8 May 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 6 events

  • All 6 events in its history (2 shown here)
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Firms like the Lacey partnership

Other firms of the same type (credit broker), nearest first.

In Reading

Panadea LtdReadingAuthorisedSarah FitzharrisReadingAuthorisedThames Valley Asset Finance LimitedReadingAuthorisedTransautoReadingAuthorisedAhmed AleshaikerReadingAppointed representativeAndrew McDonnell, Paramveer Singh Bhangu & Kirandeep Singh BhogalReadingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on the Lacey partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Malcolm Lacey and Paula Lacey FCA authorised?
Yes, Malcolm Lacey and Paula Lacey (FRN 773597) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is the Lacey partnership’s phone number and website?
The FCA register lists the phone number 0118 932 3500 and the website laceysltd.co.uk for the Lacey partnership. If you were given different contact details, use these to check with the firm before going any further.
Is the Lacey partnership a scam or clone?
the Lacey partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with the Lacey partnership?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how the Lacey partnership handles your money, so check the specific product before you commit. You can also refer complaints about the Lacey partnership to the Financial Ombudsman Service, free of charge.
Does the Lacey partnership use any other names?
It trades as Excel UK and Laceys Hair & Beauty Supplies.

Sources and links

The full report on Malcolm Lacey and Paula Lacey

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