Mallard Leasing Limited

Reference number: 300352

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mallardfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 243100 is
  • Who else gives the postcode CO6 3TJ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Mallard Finance Trading name
  • Mallard Vehicle Finance Trading name
  • Your Car Finance Trading name
  • Your Van Finance Trading name

FCA permissions and consumer protection

  • Payments & e-money Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Give regulated advice No FSCS cover
    Advice on consumer credit is not covered by the FSCS.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on P2P agreements
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02770231
Company status
Active
Company type
Private limited company
Incorporated
2 December 1992 (33 years old)
Registered office
Hophouse Maltings Park, West Bergholt, Colchester, Essex, CO6 3TJ
Nature of business
  • Financial leasing (SIC 64910)
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Peter Day Director Jun 1977 11 Jun 2008 12 other companies
Philip Nicholas Amphlett Director Oct 1948 19 Feb 2015 10 other companies
Edward Francis Richard Stevenson Director Feb 1984 1 Jul 2015 4 other companies
Philippa Jane Gwendoline Percy Director Apr 1982 16 Dec 2022 7 other companies
Daniel Thomas Gradwell Director Feb 1983 10 Apr 2026 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
12
are FCA-registered
2

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 7 companies these 5 directors run together
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsAudited

Net assets

£6.01m

No earlier figure to compare

Cash at bank

£354k

No earlier figure to compare

Employees (average)

24

No earlier figure to compare

Owed within a year

£15.4m

No earlier figure to compare

* Cash at bank usually includes customers’ money.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02770231. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mallard Leasing’s history from the FCA register and Companies House, newest first.

Key events (6) All events (35)

2016

6 April 2016

  • Mallard Consolidated Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

20 March 1995

  • Board replaced: its only director left and 2 new directors took over

Companies House

1992

2 December 1992

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (6 shown here)
  • Every director appointment and resignation: 22
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Firms connected to Mallard Leasing

Other FCA-listed firms that share a director, phone number or address with Mallard Leasing. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2
past links
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Mallard Leasing

Other firms of the same type (lender), nearest first.

In Colchester

Credit Vibe Finance LimitedColchesterAuthorisedGareth Meirion DaviesColchesterAuthorisedPaul James WilkinsonColchesterAuthorisedRaymond Finance LimitedColchesterAuthorisedFord Retail LimitedColchesterAuthorisedSebago LimitedColchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mallard Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 35 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mallard Leasing Limited FCA authorised?
Yes, Mallard Leasing Limited (FRN 300352) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.
What is Mallard Leasing’s phone number and website?
The FCA register lists the phone number 01206 243100 and the website mallardfinance.co.uk for Mallard Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Mallard Leasing a scam or clone?
Mallard Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mallard Leasing?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Mallard Leasing to the Financial Ombudsman Service, free of charge.
Who owns Mallard Leasing?
Mallard Leasing is owned by Mallard Consolidated Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Mallard Leasing?
Companies House lists 5 directors of Mallard Leasing: Steven Peter Day, Philip Nicholas Amphlett, Edward Francis Richard Stevenson, Philippa Jane Gwendoline Percy and Daniel Thomas Gradwell.
How long has Mallard Leasing been in business?
The company was formed on 2 December 1992, and has held its current FCA authorisation since January 2005.
What do Mallard Leasing’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £6.01m (no earlier figure to compare) and cash at bank of £354k (no earlier figure to compare).
Does Mallard Leasing use any other names?
It trades as Mallard Finance, Mallard Vehicle Finance, Your Car Finance and Your Van Finance.

Sources and links

The full report on Mallard Leasing Limited

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