Malone Financial Services Ltd

Reference number: 511406

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Malone Financial Services Ltd (FRN 511406) is an AR of HL Partnership Limited (FRN 303397). When you use Malone Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Malone Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8786 9225

  • Address

    70 Eastdean Avenue, Epsom, Surrey, KT18 7SN, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8786 9225 is
  • Who else gives the postcode KT18 7SN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Malone Mortgages Trading name
  • Malone Financial Services Ltd (Suspended) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07055056
Company status
Active
Company type
Private limited company
Incorporated
23 October 2009 (17 years old)
Registered office
70 Eastdean Avenue, Epsom, KT18 7SN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Malone Director Sep 1966 23 Oct 2009 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

−£346

Down £178 from −£168

Employees (average)

0

Same as 0

Owed within a year

£4,666

−39% from £7,596

Net assets are negative: on its last balance sheet the company owed £346 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07055056. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Malone Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

11 October 2016

  • Robert Vincent Malone took control (75–100% of shares)

Companies House

2010

6 December 2010

  • Changed its registered name from "Malone Financial Services Ltd (Suspended)"

FCA register

15 November 2010

  • Changed its registered name from "Malone Financial Services Ltd"

FCA register

2009

29 October 2009

  • Became an appointed representative

FCA register

23 October 2009

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Malone Financial Services

Other firms of the same type (insurance broker), nearest first.

In Epsom

Riches Wealth LtdEpsomAppointed representativeArk Vets LimitedEpsomAppointed representativeWildheart Residential Management LimitedEpsomAppointed representativeStonebridge Corporate LimitedEpsomAuthorisedSovereign Automotive LimitedEpsomAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Malone Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Malone Financial Services Ltd FCA authorised?
Malone Financial Services Ltd (FRN 511406) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Malone Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Malone Financial Services Ltd (FRN 511406) is an AR of HL Partnership Limited (FRN 303397). When you use Malone Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Malone Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Malone Financial Services’ phone number?
The FCA register lists the phone number 020 8786 9225 for Malone Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Malone Financial Services a scam or clone?
Malone Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Malone Financial Services?
Protection works through HL Partnership Limited, the principal firm responsible for Malone Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Malone Financial Services?
Companies House lists one person with significant control of Malone Financial Services: Mr Robert Vincent Malone (75–100% of shares).
Who runs Malone Financial Services?
Companies House lists one director of Malone Financial Services: Robert Malone.
How long has Malone Financial Services been in business?
The company was formed on 23 October 2009.
What do Malone Financial Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£346 (down £178 from −£168).
Does Malone Financial Services use any other names?
It trades as Malone Mortgages. It has previously used the name Malone Financial Services Ltd (Suspended).

Sources and links

The full report on Malone Financial Services Ltd

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