Mammoth Finance Limited

Reference number: 692676

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smarterbuys.co.uk first appeared online, and whether it can receive email
  • What kind of line 0300 500 0975 is, and the other firm that gives it
  • Who else gives the postcode NE4 7DF
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Mammoth Loans Trading name: A name it trades under now.
  • Smarterbuys Trading name: A name it trades under now.
  • The Smarterbuys Store Trading name: A name it trades under now.
  • Blue Tiger Finance Ltd Former name: A name it was registered under before.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 April 2015 (11 years old)
Registered office
Baird House Scotswood Road, City West Business Park, Newcastle Upon Tyne, NE4 7DF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Grahame George Scott Mcgirr Director Dec 1977 24 Mar 2023 18 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
8
went insolvent
1

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Total equity

−£24.3k

No earlier figure to compare

Employees (average)

0

Same as 0

Owed within a year

£240k

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £24.3k more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09540232. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mammoth Finance’s history from the FCA register and Companies House, newest first.

2026

20 April 2026

  • Grahame George Scott McGirr gave up control

Companies House

2024

17 July 2024

  • Grahame George Scott McGirr gave up control
  • Mammoth Holdings Limited took control (75–100% of shares)

Companies House

3 July 2024

  • Grahame George Scott McGirr took control (75–100% of shares)
  • Mammoth Holdings Limited gave up control

Companies House

2023

4 September 2023

  • Changed its registered name from "Blue Tiger Finance Ltd"

FCA register

9 February 2023

  • Board replaced: its only director left and a new director took over
  • Mammoth Holdings Limited took control (75–100% of shares)

Companies House

2022

9 March 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

7 April 2016

  • Grahame George Scott McGirr took control (75–100% of shares)

Companies House

26 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

14 April 2015

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (13 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Mammoth Finance

Other FCA-listed firms that share a director, phone number or address with Mammoth Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Mammoth Finance

Other firms of the same type (lender), nearest first.

In Newcastle Upon Tyne

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mammoth Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 26 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mammoth Finance Limited FCA authorised?
Yes, Mammoth Finance Limited (FRN 692676) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Mammoth Finance’s phone number and website?
The FCA register lists the phone number 0300 500 0975 and the website smarterbuys.co.uk for Mammoth Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Mammoth Finance a scam or clone?
Scammers have impersonated Mammoth Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Mammoth Finance, shown on this page.
Is my money safe with Mammoth Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Mammoth Finance handles your money, so check the specific product before you commit. You can also refer complaints about Mammoth Finance to the Financial Ombudsman Service, free of charge.
Who owns Mammoth Finance?
Mammoth Finance is owned by Mammoth Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 17 July 2024. Before that, it was controlled by Mr Grahame George Scott McGirr and Grahame George Scott McGirr.
Who runs Mammoth Finance?
Companies House lists one director of Mammoth Finance: Grahame George Scott McGirr.
How long has Mammoth Finance been in business?
The company was formed on 14 April 2015, and has held its current FCA authorisation since January 2016.
What do Mammoth Finance’s latest accounts show?
Its latest accounts, to 31 January 2025, show total equity of −£24.3k (no earlier figure to compare).
Does Mammoth Finance use any other names?
It trades as Mammoth Loans, Smarterbuys and The Smarterbuys Store. It has previously used the name Blue Tiger Finance Ltd.

Sources and links

The full report on Mammoth Finance Limited

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