Managing Mortgages Ltd

Reference number: 957467

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Managing Mortgages Ltd (FRN 957467) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Managing Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Managing Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When managingmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07306 427832 is
  • Who else gives the postcode CV2 5FG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13457115
Company status
Active
Company type
Private limited company
Incorporated
15 June 2021 (5 years old)
Registered office
82 Hipswell Highway, Coventry, CV2 5FG, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Trishna Dipan Gohil Director May 1994 15 Jun 2021 1 other company
Jay Shah Director May 1989 15 Jun 2021 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

£30.6k

Up £28.3k from £2,344

Employees (average)

1

Same as 1

Owed within a year

£34.1k

+266% from £9,299

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13457115. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Managing Mortgages’s history from the FCA register and Companies House, newest first.

2021

25 August 2021

  • Became an appointed representative

FCA register

15 June 2021

  • Incorporated at Companies House
  • Jay Shah became a part-owner (25–50% of shares)
  • Trishna Dipan Gohil became a part-owner (25–50% of shares)
  • Jay Shah appointed as a director
  • Trishna Dipan Gohil appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Managing Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Coventry

Amanda SinfieldCoventryAppointed representativeBalwant KhairaCoventryAppointed representativeBarnacle Home Finance LimitedCoventryAppointed representativeBizfirst LtdCoventryAppointed representativeBradley Taylor Mortgage Services LtdCoventryAppointed representativeColin McCabeCoventryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Managing Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Managing Mortgages Ltd FCA authorised?
Managing Mortgages Ltd (FRN 957467) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Managing Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Managing Mortgages Ltd (FRN 957467) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Managing Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Managing Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Managing Mortgages’ phone number and website?
The FCA register lists the phone number 07306 427832 and the website managingmortgages.co.uk for Managing Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Managing Mortgages a scam or clone?
Managing Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Managing Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Managing Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Managing Mortgages?
Companies House lists 2 people with significant control of Managing Mortgages: Mrs Trishna Dipan Gohil (25–50% of shares) and Mr Jay Shah (25–50% of shares).
Who runs Managing Mortgages?
Companies House lists 2 directors of Managing Mortgages: Trishna Dipan Gohil and Jay Shah.
How long has Managing Mortgages been in business?
The company was formed on 15 June 2021.
What do Managing Mortgages’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £30.6k (up £28.3k from £2,344).

Sources and links

The full report on Managing Mortgages Ltd

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