Manchester and Cheshire Mortgages Limited

Reference number: 1063141

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Manchester and Cheshire Mortgages Limited (FRN 1063141) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Manchester and Cheshire Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Manchester and Cheshire Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07957 977550

  • Address

    15 Beta Avenue, Stretford, Manchester, Trafford, M32 9JL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07957 977550 is
  • Who else gives the postcode M32 9JL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17390694
Company status
Active
Company type
Private limited company
Incorporated
10 August 2026 (less than a year old)
Registered office
Murray & Company, 9 Hampson Road, Stretford, Manchester, M32 9JH, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott Anthony Burney Director Sep 1978 10 Aug 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Manchester and Cheshire Mortgages’s history from the FCA register and Companies House, newest first.

2026

25 September 2026

  • Became an appointed representative
  • Began trading as "Manchester and Cheshire Mortgages"

FCA register

10 August 2026

  • Incorporated at Companies House
  • Scott Anthony Burney took control (75–100% of shares)
  • Scott Anthony Burney appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Manchester and Cheshire Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

ClearScore Home Lending LimitedManchesterAppointed representativeAndrew LawrensonManchesterAppointed representativeAnthony MorrisManchesterAppointed representativeBell Financial Solutions LtdManchesterAppointed representativeBusy Bee Commercial Finance LimitedManchesterAppointed representativeCaldermont Private Finance LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Manchester and Cheshire Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Manchester and Cheshire Mortgages Limited FCA authorised?
Manchester and Cheshire Mortgages Limited (FRN 1063141) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Manchester and Cheshire Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Manchester and Cheshire Mortgages Limited (FRN 1063141) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Manchester and Cheshire Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Manchester and Cheshire Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Manchester and Cheshire Mortgages’ phone number?
The FCA register lists the phone number 07957 977550 for Manchester and Cheshire Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Manchester and Cheshire Mortgages a scam or clone?
Manchester and Cheshire Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Manchester and Cheshire Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Manchester and Cheshire Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Manchester and Cheshire Mortgages?
Companies House lists one person with significant control of Manchester and Cheshire Mortgages: Mr Scott Anthony Burney (75–100% of shares).
Who runs Manchester and Cheshire Mortgages?
Companies House lists one director of Manchester and Cheshire Mortgages: Scott Anthony Burney.
How long has Manchester and Cheshire Mortgages been in business?
The company was formed on 10 August 2026.

Sources and links

The full report on Manchester and Cheshire Mortgages Limited

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