Mantra Financial Services Limited

Reference number: 1051400

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mantra Financial Services Limited (FRN 1051400) is an AR of HL Partnership Limited (FRN 303397). When you use Mantra Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mantra Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07412 121946

  • Address

    Global House, 303 Ballards Lane, London, N12 8NP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07412 121946 is
  • Who else gives the postcode N12 8NP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Junction Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11215986
Company status
Active
Company type
Private limited company
Incorporated
20 February 2018 (8 years old)
Registered office
Global House, 303 Ballards Lane, London, N12 8NP, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Bhaveshkumar Arunkumar Gandhi Director Jan 1982 20 Feb 2018 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Total equity

£129k

+44% from £89.4k

Cash at bank

£149k

+34% from £111k

Employees (average)

2

Same as 2

Owed within a year

£22.7k

−6.8% from £24.3k

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11215986. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mantra Financial Services’s history from the FCA register and Companies House, newest first.

2026

17 February 2026

  • Became an appointed representative
  • Began trading as "Mortgage Junction"

FCA register

2021

9 April 2021

  • Mili Gandhi became a part-owner (25–50% of shares)

Companies House

2018

20 February 2018

  • Incorporated at Companies House
  • Bhaveshkumar Arunkumar Gandhi took control (75–100% of shares)
  • Bhaveshkumar Arunkumar Gandhi appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Mantra Financial Services

Other FCA-listed firms that share a director, phone number or address with Mantra Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Mantra Financial Services

Other firms of the same type (insurance broker), nearest first.

In the North London (N) postcode area

Accident Support Group LimitedLondonAppointed representativeAdvice Point Group Ltd.LondonAppointed representativeApTap LtdLondonAppointed representativeB2B Brokers LtdLondonAppointed representativeBcr Legal Assist LtdFinchleyAppointed representativeBermuda Brokers UKLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mantra Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mantra Financial Services Limited FCA authorised?
Mantra Financial Services Limited (FRN 1051400) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mantra Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mantra Financial Services Limited (FRN 1051400) is an AR of HL Partnership Limited (FRN 303397). When you use Mantra Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mantra Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mantra Financial Services’ phone number?
The FCA register lists the phone number 07412 121946 for Mantra Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Mantra Financial Services a scam or clone?
Mantra Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mantra Financial Services?
Protection works through HL Partnership Limited, the principal firm responsible for Mantra Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mantra Financial Services?
Companies House lists 2 people with significant control of Mantra Financial Services: Mr Bhaveshkumar Arunkumar Gandhi (75–100% of shares) and Mrs Mili Gandhi (25–50% of shares).
Who runs Mantra Financial Services?
Companies House lists one director of Mantra Financial Services: Bhaveshkumar Arunkumar Gandhi.
How long has Mantra Financial Services been in business?
The company was formed on 20 February 2018.
What do Mantra Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show total equity of £129k (+44% from £89.4k) and cash at bank of £149k (+34% from £111k).
Does Mantra Financial Services use any other names?
It trades as Mortgage Junction.

Sources and links

The full report on Mantra Financial Services Limited

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