Many Hands Financial Services Limited

Reference number: 1016982

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Many Hands Financial Services Limited (FRN 1016982) is an AR of First Complete Limited (FRN 435779). When you use Many Hands Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Many Hands Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07585 650730

  • Address

    236a Hoe Street, London, Waltham Forest, E17 3AY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07585 650730 is
  • Who else gives the postcode E17 3AY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Many Hands Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14175299
Company status
Active
Company type
Private limited company
Incorporated
15 June 2022 (4 years old)
Registered office
The Chestnuts Brewers End, Takeley, Bishop's Stortford, CM22 6QJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Terence Cherry Director Jul 1980 2 Aug 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

−£178k

Up £24.1k from −£203k

Cash at bank

£25.3k

+845% from £2,680

Employees (average)

4

Same as 4

Owed within a year

£8,231

+31% from £6,282

Net assets are negative: on its last balance sheet the company owed £178k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14175299. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Many Hands Financial Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2024

21 August 2024

  • Became an appointed representative

FCA register

17 April 2024

  • Andrew Goad stopped being a part-owner
  • Andrew Terence Cherry took control (75–100% of shares)
  • Kenneth Goad stopped being a part-owner

Companies House

2022

15 June 2022

  • Incorporated at Companies House
  • Andrew Goad became a part-owner (25–50% of shares)
  • Kenneth Goad became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Many Hands Financial Services

Other FCA-listed firms that share a director, phone number or address with Many Hands Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Many Hands Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Many Hands Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 13 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Many Hands Financial Services Limited FCA authorised?
Many Hands Financial Services Limited (FRN 1016982) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Many Hands Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Many Hands Financial Services Limited (FRN 1016982) is an AR of First Complete Limited (FRN 435779). When you use Many Hands Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Many Hands Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Many Hands Financial Services’ phone number?
The FCA register lists the phone number 07585 650730 for Many Hands Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Many Hands Financial Services a scam or clone?
Many Hands Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Many Hands Financial Services?
Protection works through First Complete Limited, the principal firm responsible for Many Hands Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Many Hands Financial Services?
Companies House lists one person with significant control of Many Hands Financial Services: Mr Andrew Terence Cherry (75–100% of shares). Before that, it was controlled by Mr Kenneth Goad and Mr Andrew Goad.
Who runs Many Hands Financial Services?
Companies House lists one director of Many Hands Financial Services: Andrew Terence Cherry.
How long has Many Hands Financial Services been in business?
The company was formed on 15 June 2022.
What do Many Hands Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£178k (up £24.1k from −£203k) and cash at bank of £25.3k (+845% from £2,680).
Does Many Hands Financial Services use any other names?
It trades as Many Hands Mortgages.

Sources and links

The full report on Many Hands Financial Services Limited

£19.99 · Instant PDF download

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