Mapio Financial Limited

Reference number: 835833

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mapio Financial Limited (FRN 835833) is an AR of First Complete Limited (FRN 435779). When you use Mapio Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mapio Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01904 235000

  • Address

    31 - 32 Colliergate, York, YO1 8BN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01904 235000 is
  • Who else gives the postcode YO1 8BN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Zebra Financial Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11793526
Company status
Active
Company type
Private limited company
Incorporated
28 January 2019 (7 years old)
Registered office
31-32 Colliergate, York, North Yorkshire, YO1 8BN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott Alexander Anscomb Director Feb 1966 28 Jan 2019 3 other companies
Elizabeth Murdie Director Mar 1980 28 Jan 2019 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

−£11.2k

Down £10.4k from −£803

Employees (average)

4

+33% from 3

Owed within a year

£26.2k

−22% from £33.5k

Net assets are negative: on its last balance sheet the company owed £11.2k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11793526. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mapio Financial’s history from the FCA register and Companies House, newest first.

2019

29 July 2019

  • Changed its registered name from "Zebra Financial Limited"

FCA register

8 March 2019

  • Became an appointed representative

FCA register

28 January 2019

  • Incorporated at Companies House
  • Elizabeth Murdie became the majority owner (50–75% of shares)
  • Scott Alexander Anscomb became a part-owner (25–50% of shares)
  • Elizabeth Murdie appointed as a director
  • Scott Alexander Anscomb appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mapio Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In York

Adrian David McClarenYorkAppointed representativeApex Commercial Finance UK LtdYorkAppointed representativeAppletree Commercial Finance LimitedYorkAppointed representativeArgyll Drummond Financial Services LtdYorkAppointed representativeBinnington Finance LimitedYorkAppointed representativeDawn PetfieldYorkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mapio Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Mapio Financial Limited FCA authorised?
Mapio Financial Limited (FRN 835833) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mapio Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mapio Financial Limited (FRN 835833) is an AR of First Complete Limited (FRN 435779). When you use Mapio Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mapio Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mapio Financial’s phone number?
The FCA register lists the phone number 01904 235000 for Mapio Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Mapio Financial a scam or clone?
Mapio Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mapio Financial?
Protection works through First Complete Limited, the principal firm responsible for Mapio Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mapio Financial?
Companies House lists 2 people with significant control of Mapio Financial: Mrs Elizabeth Murdie (50–75% of shares) and Mr Scott Alexander Anscomb (25–50% of shares).
Who runs Mapio Financial?
Companies House lists 2 directors of Mapio Financial: Scott Alexander Anscomb and Elizabeth Murdie.
How long has Mapio Financial been in business?
The company was formed on 28 January 2019.
What do Mapio Financial’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£11.2k (down £10.4k from −£803).
Does Mapio Financial use any other names?
It has previously used the name Zebra Financial Limited.

Sources and links

The full report on Mapio Financial Limited

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