Marksman Finance Ltd

Reference number: 803907

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

White Rose Finance Group Limited Reference number: 630772 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Marksman Finance Ltd (FRN 803907) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Marksman Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Marksman Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07868 471989

  • Address

    3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07868 471989 is
  • Who else gives the postcode CM7 3GB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Michaels Commercial Ltd Former name
  • Michaels Commercial Former trading name
  • Michaels Financial Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
11246126
Company status
Active
Company type
Private limited company
Incorporated
9 March 2018 (8 years old)
Registered office
3 Warners Mill, Silks Way, Braintree, CM7 3GB, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Nicholas Everard Director Jan 1984 9 Mar 2018 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£148

Up £11.0k from −£10.9k

Cash at bank

£1,726

+53% from £1,126

Employees (average)

3

Same as 3

Owed within a year

£6,139

−70% from £20.6k

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11246126. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Marksman Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2025

6 February 2025

  • Changed its registered name from "Michaels Commercial Ltd"

FCA register

2018

13 March 2018

  • Became an appointed representative

FCA register

9 March 2018

  • Incorporated at Companies House
  • Mark Nicholas Everard took control (75–100% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Marksman Finance

Other FCA-listed firms that share a director, phone number or address with Marksman Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Marksman Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Braintree

Caroline Andrea FoxBraintreeAppointed representativeEddie Randall Mortgages & Protection LimitedBraintreeAppointed representativeGateway Mortgages LimitedBraintreeAppointed representativeKings Mortgages LimitedBraintreeAppointed representativeDavid Alexander EhrenBraintreeAuthorisedGosfield Financial LtdBraintreeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Marksman Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Marksman Finance Ltd FCA authorised?
Marksman Finance Ltd (FRN 803907) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Marksman Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Marksman Finance Ltd (FRN 803907) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Marksman Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Marksman Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Marksman Finance’s phone number?
The FCA register lists the phone number 07868 471989 for Marksman Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Marksman Finance a scam or clone?
Marksman Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Marksman Finance?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Marksman Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Marksman Finance?
Companies House lists one person with significant control of Marksman Finance: Mr Mark Nicholas Everard (75–100% of shares).
Who runs Marksman Finance?
Companies House lists one director of Marksman Finance: Mark Nicholas Everard.
How long has Marksman Finance been in business?
The company was formed on 9 March 2018.
What do Marksman Finance’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £148 (up £11.0k from −£10.9k) and cash at bank of £1,726 (+53% from £1,126). Its accounts are overdue at Companies House.
Does Marksman Finance use any other names?
It has previously used 3 other names: Michaels Commercial Ltd, Michaels Commercial and Michaels Financial.

Sources and links

The full report on Marksman Finance Ltd

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