Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 June 2025
Responsible principal firm
Ingard Financial Limited Reference number: 450731 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Marlow Mortgage Co Ltd (FRN 1043571) is an AR of Ingard Financial Limited (FRN 450731). When you use Marlow Mortgage Co's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Marlow Mortgage Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
26 Claremont Road, Marlow, Buckinghamshire, SL7 1BW, United Kingdom
In the full report: 2 background checks
- What kind of line 07900 051000 is
- Who else gives the postcode SL7 1BW
Other names (1)
If you were contacted under any of these names, it is this firm.
- Marlow Mortgage Company Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14152228 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 June 2022 (4 years old)
- Registered office
- 26 Claremont Road, Marlow, Buckinghamshire, SL7 1BW, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarah Catherine Heath | Director | Aug 1978 | 6 Jun 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£43.0k
+170% from £15.9k
Employees (average)
1
Same as 1
Owed within a year
£26.6k
+157% from £10.3k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14152228. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Marlow Mortgage Co’s history from the FCA register and Companies House, newest first.
2025
3 December 2025
- Changed its registered name from "Marlow Mortgage Company"
- Began trading as "Marlow Mortgage Company"
FCA register
21 October 2025
- Changed its registered name from "Marlow Mortgage Co Ltd"
- Became an appointed representative
FCA register
2022
6 June 2022
- Incorporated at Companies House
- Sarah Catherine Heath became a part-owner (25–50% of shares)
- Stacy Heath became a part-owner (25–50% of shares)
- Sarah Catherine Heath appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Marlow Mortgage Co
Other firms of the same type (mortgage adviser or broker), nearest first.
In Marlow
In the Slough (SL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Marlow Mortgage Co
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
Is Marlow Mortgage Co Ltd FCA authorised?
What does appointed representative mean for Marlow Mortgage Co?
What is Marlow Mortgage Co’s phone number?
Is Marlow Mortgage Co a scam or clone?
Is my money safe with Marlow Mortgage Co?
Who owns Marlow Mortgage Co?
Who runs Marlow Mortgage Co?
How long has Marlow Mortgage Co been in business?
What do Marlow Mortgage Co’s latest accounts show?
Does Marlow Mortgage Co use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk