Marsh Finance & Commercial Limited

Reference number: 704239

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When marshfinance.com first appeared online, and whether it can receive email
  • What kind of line 01706 648882 is, and the 2 other firms that give it
  • Who else gives the postcode OL16 5RS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Affinity Motor Credit Trading name: A name it trades under now.
  • Marsh Finance & Commercial Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 February 1999 (27 years old)
Registered office
Crossfield Mill, Crawford Street, Rochdale, OL16 5RS, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew James Marsh Director Nov 1968 30 Apr 1999 12 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
4
are FCA-registered
2

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 6 people who have ever been directors, with their dates
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Key dates in its history

Marsh Finance & Commercial’s history from the FCA register and Companies House, newest first.

2024

10 May 2024

  • Changed its registered name from "Marsh Finance & Commercial Ltd"

FCA register

2016

6 April 2016

  • Andrew James Marsh took control (75–100% of shares)

Companies House

2015

21 October 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

1999

19 February 1999

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Marsh Finance & Commercial

Other FCA-listed firms that share a director, phone number or address with Marsh Finance & Commercial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Marsh Finance & Commercial

Other firms of the same type (lender), nearest first.

In Rochdale

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Marsh Finance & Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 19 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Marsh Finance & Commercial Limited FCA authorised?
Yes, Marsh Finance & Commercial Limited (FRN 704239) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a lender. The FCA has placed a limit on what it may do.
What is Marsh Finance & Commercial’s phone number and website?
The FCA register lists the phone number 01706 648882 and the website marshfinance.com for Marsh Finance & Commercial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Marsh Finance & Commercial a scam or clone?
Marsh Finance & Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Marsh Finance & Commercial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Marsh Finance & Commercial handles your money, so check the specific product before you commit. You can also refer complaints about Marsh Finance & Commercial to the Financial Ombudsman Service, free of charge.
Who owns Marsh Finance & Commercial?
Companies House lists one person with significant control of Marsh Finance & Commercial: Mr Andrew James Marsh (75–100% of shares).
Who runs Marsh Finance & Commercial?
Companies House lists one director of Marsh Finance & Commercial: Andrew James Marsh.
How long has Marsh Finance & Commercial been in business?
The company was formed on 19 February 1999, and has held its current FCA authorisation since October 2015.
Does Marsh Finance & Commercial use any other names?
It trades as Affinity Motor Credit. It has previously used the name Marsh Finance & Commercial Ltd.

Sources and links

The full report on Marsh Finance & Commercial Limited

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