Marshmallow Credit Services Limited

Reference number: 1024606

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When marshmallow.com first appeared online, and whether it can receive email
  • What kind of line 020 4572 3405 is
  • Who else gives the postcode EC1Y 1BD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Marshmallow Trading name
  • Marshmallow Car Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15834468
Company status
Active
Company type
Private limited company
Incorporated
12 July 2024 (2 years old)
Registered office
1st Floor, The Featherstone Building, 66 City Road, London, EC1Y 1BD, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Tikendra Patel Director Oct 1965 1 Feb 2025 17 other companies
Faris Deshmukh Director Nov 1989 1 May 2025 None
Tanis Crosby Director Mar 1983 1 Jul 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
7
went insolvent
3

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 5 on the FCA register, including one no longer authorised
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

6 months to 31 December 2024Dormant company accountsNot audited

Net assets

£1

No earlier figure to compare

Cash at bank

£1

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15834468. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Marshmallow Credit Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2025

13 August 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2024

12 July 2024

  • Incorporated at Companies House
  • Marshmallow Technology Ltd took control (75–100% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Marshmallow Credit Services

Other FCA-listed firms that share a director, phone number or address with Marshmallow Credit Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Marshmallow Credit Services

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Marshmallow Credit Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Marshmallow Credit Services Limited FCA authorised?
Yes, Marshmallow Credit Services Limited (FRN 1024606) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2025 and works as a lender. The FCA has placed a limit on what it may do.
What is Marshmallow Credit Services’ phone number and website?
The FCA register lists the phone number 020 4572 3405 and the website marshmallow.com for Marshmallow Credit Services. If you were given different contact details, use these to check with the firm before going any further.
Is Marshmallow Credit Services a scam or clone?
Marshmallow Credit Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Marshmallow Credit Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Marshmallow Credit Services handles your money, so check the specific product before you commit. You can also refer complaints about Marshmallow Credit Services to the Financial Ombudsman Service, free of charge.
Who owns Marshmallow Credit Services?
Marshmallow Credit Services is owned by Marshmallow Technology Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 July 2024.
Who runs Marshmallow Credit Services?
Companies House lists 3 directors of Marshmallow Credit Services: Tikendra Patel, Faris Deshmukh and Tanis Crosby.
How long has Marshmallow Credit Services been in business?
The company was formed on 12 July 2024, and has held its current FCA authorisation since August 2025.
What do Marshmallow Credit Services’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £1 (no earlier figure to compare) and cash at bank of £1 (no earlier figure to compare).
Does Marshmallow Credit Services use any other names?
It trades as Marshmallow and Marshmallow Car Finance.

Sources and links

The full report on Marshmallow Credit Services Limited

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