KMB Mortgages Ltd

Reference number: 940826

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KMB Mortgages Ltd (FRN 940826) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use KMB Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KMB Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0115 686 0786

  • Address

    One Business Village, West Dock Street, Hull, HU3 4HH, United Kingdom

In the full report: 2 background checks

  • What kind of line 0115 686 0786 is
  • Who else gives the postcode HU3 4HH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mathew Bradley Former name: A name it was registered under before.
  • Keystone Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 October 2026 (less than a year old)
Registered office
One Business Village, West Dock Street, Hull, HU3 4HH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Karolina Bradley Director Jun 1983 8 Oct 2026 1 other company
Mathew Robert Bradley Director Jun 1979 8 Oct 2026 1 other company
Mathew Robert Bradley Secretary Not published 8 Oct 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
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Key dates in its history

KMB Mortgages’s history from the FCA register and Companies House, newest first.

2026

22 October 2026

  • Changed its registered name from "Mathew Bradley"

FCA register

8 October 2026

  • Incorporated at Companies House
  • Mathew Robert Bradley took control (75–100% of shares)

Companies House

2020

11 December 2020

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to KMB Mortgages

Other FCA-listed firms that share a director, phone number or address with KMB Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like KMB Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hull

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on KMB Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is KMB Mortgages Ltd FCA authorised?
KMB Mortgages Ltd (FRN 940826) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for KMB Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. KMB Mortgages Ltd (FRN 940826) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use KMB Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from KMB Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is KMB Mortgages’ phone number?
The FCA register lists the phone number 0115 686 0786 for KMB Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is KMB Mortgages a scam or clone?
KMB Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with KMB Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for KMB Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns KMB Mortgages?
Companies House lists one person with significant control of KMB Mortgages: Mr Mathew Robert Bradley (75–100% of shares).
Who runs KMB Mortgages?
Companies House lists 2 directors of KMB Mortgages: Karolina Bradley and Mathew Robert Bradley.
How long has KMB Mortgages been in business?
The company was formed on 8 October 2026.
Does KMB Mortgages use any other names?
It has previously used 2 other names: Mathew Bradley and Keystone Mortgages.

Sources and links

The full report on KMB Mortgages Ltd

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