Matt Lock Commercials Ltd

Reference number: 934340

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mattlockcommercials.com first appeared online, and whether it can receive email
  • What kind of line 07970 928963 is
  • Who else gives the postcode BS36 2FE
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12649067
Company status
Active
Company type
Private limited company
Incorporated
5 June 2020 (6 years old)
Registered office
Windmill Leisure Activity Centre, Henfield Road, Bristol, BS36 2FE, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew David Lock Director Jan 1976 5 Jun 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

−£35.4k

−192% from £38.4k

Employees (average)

2

Same as 2

Owed within a year

£144k

−31% from £209k

Total equity is negative: on its last balance sheet the company owed £35.4k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12649067. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Matt Lock Commercials’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2023

18 January 2023

  • James Leo McVeigh stopped being a part-owner

Companies House

2020

1 October 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

5 June 2020

  • Incorporated at Companies House
  • James Leo McVeigh became a part-owner (25–50% of shares)
  • Matthew David Lock took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Matt Lock Commercials

Other FCA-listed firms that share a director, phone number or address with Matt Lock Commercials. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Matt Lock Commercials

Other firms of the same type (car dealer), nearest first.

In Bristol

Dick Lovett (Bristol) LimitedBristolAuthorisedDick Lovett Sports Cars LimitedBristolAuthorisedProjex Design (UK) LimitedBristolAuthorisedAdvantage Rentals LimitedBristolAuthorisedAdvantage Valley LimitedBristolAuthorisedAjk Autos (Bristol) LimitedBristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Matt Lock Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Matt Lock Commercials Ltd FCA authorised?
Yes, Matt Lock Commercials Ltd (FRN 934340) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2020 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Matt Lock Commercials’ phone number and website?
The FCA register lists the phone number 07970 928963 and the website mattlockcommercials.com for Matt Lock Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Matt Lock Commercials a scam or clone?
Matt Lock Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Matt Lock Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Matt Lock Commercials handles your money, so check the specific product before you commit. You can also refer complaints about Matt Lock Commercials to the Financial Ombudsman Service, free of charge.
Who owns Matt Lock Commercials?
Companies House lists one person with significant control of Matt Lock Commercials: Matthew David Lock (75–100% of shares). Before that, it was controlled by Mr James Leo McVeigh.
Who runs Matt Lock Commercials?
Companies House lists one director of Matt Lock Commercials: Matthew David Lock.
How long has Matt Lock Commercials been in business?
The company was formed on 5 June 2020, and has held its current FCA authorisation since October 2020.
What do Matt Lock Commercials’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of −£35.4k (−192% from £38.4k).

Sources and links

The full report on Matt Lock Commercials Ltd

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