Maxim Financial Solutions Limited

Reference number: 426147

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Maxim Financial Solutions Limited (FRN 426147) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Maxim Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Maxim Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When maxim-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01753 833275 is
  • Who else gives the postcode RG45 7AF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • FOMO Mortgages Trading name: A name it trades under now.
  • Maxim Financial Solutions Ltd Former name: A name it was registered under before.
  • Maxim Mortgage Solutions Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 November 2003 (22 years old)
Registered office
Preston House, 163 High Street, Crowthorne, RG45 7AF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Douglas Muttitt Director Jul 1974 20 Apr 2012 None
Natasha Natalie Muttitt Director Mar 1976 26 Apr 2018 4 other companies
Craig William Muttitt Director Jul 1971 29 Oct 2018 3 other companies
Ashleigh Natalie Muttitt Secretary Not published 25 Oct 2017 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£20.4k

+782% from £2,309

Employees (average)

5

Same as 5

Owed within a year

£57.1k

−22% from £73.4k

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £649k, for the year to 31 December 2021.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04952586. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Maxim Financial Solutions’s history from the FCA register and Companies House, newest first.

2026

6 February 2026

  • Changed its registered name from "Maxim Financial Solutions Ltd"

FCA register

2023

22 July 2023

  • Craig William Muttitt became a part-owner (25–50% of shares)
  • Natasha Natalie Muttitt became a part-owner (25–50% of shares)

Companies House

2012

20 April 2012

  • Board replaced: its only director left and a new director took over

Companies House

2009

10 July 2009

  • Changed its registered name from "Maxim Mortgage Solutions Ltd"

FCA register

2005

9 February 2005

  • Became an appointed representative

FCA register

2003

4 November 2003

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (7 shown here)
  • Every director appointment and resignation: 13
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Firms like Maxim Financial Solutions

Other firms of the same type (insurance broker), nearest first.

In the Reading (RG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Maxim Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Maxim Financial Solutions Limited FCA authorised?
Maxim Financial Solutions Limited (FRN 426147) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Maxim Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Maxim Financial Solutions Limited (FRN 426147) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Maxim Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Maxim Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Maxim Financial Solutions’ phone number and website?
The FCA register lists the phone number 01753 833275 and the website maxim-mortgages.co.uk for Maxim Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Maxim Financial Solutions a scam or clone?
Maxim Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Maxim Financial Solutions?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Maxim Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Maxim Financial Solutions?
Companies House lists 2 people with significant control of Maxim Financial Solutions: Mr Craig William Muttitt (25–50% of shares) and Mrs Natasha Natalie Muttitt (25–50% of shares).
Who runs Maxim Financial Solutions?
Companies House lists 3 directors of Maxim Financial Solutions: Adrian Douglas Muttitt, Natasha Natalie Muttitt and Craig William Muttitt.
How long has Maxim Financial Solutions been in business?
The company was formed on 4 November 2003.
What do Maxim Financial Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £20.4k (+782% from £2,309).
Does Maxim Financial Solutions use any other names?
It trades as FOMO Mortgages. It has previously used 2 other names: Maxim Financial Solutions Ltd and Maxim Mortgage Solutions Ltd.

Sources and links

The full report on Maxim Financial Solutions Limited

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