Mc Vehicle Finance Limited
Reference number: 1016788
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £64.8k more than it owned
Responsible principal firm
Itc Compliance Limited Reference number: 313486 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MC VEHICLE FINANCE LIMITED (FRN 1016788) is an AR of Itc Compliance Limited (FRN 313486). When you use MC VEHICLE FINANCE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MC VEHICLE FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Winton House, Stoke Road, Stoke-On-Trent, Stoke-On-Trent, ST4 2RW, United Kingdom
In the full report: 3 background checks
- When carmoney.co.uk first appeared online, and whether it can receive email
- What kind of line 0333 041 0202 is
- Who else gives the postcode ST4 2RW
Other names (2)
If you were contacted under any of these names, it is this firm.
- CarMoney North West Trading name: A name it trades under now.
- CarMoney North West Knypersley Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15579584 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2024 (2 years old)
- Registered office
- Howsons, Winton House, Stoke Road, Stoke-On-Trent, ST4 2RW, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Claire Kelsall | Director | Jul 1975 | 20 Mar 2024 | None |
| Melanie White | Director | Jan 1981 | 20 Mar 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
−£64.8k
No earlier figure to compare
Cash at bank
£37.7k
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Owed within a year
£46.4k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £64.8k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15579584. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Mc Vehicle Finance’s history from the FCA register and Companies House, newest first.
2024
13 August 2024
- Became an appointed representative
FCA register
20 March 2024
- Incorporated at Companies House
- Claire Kelsall became a part-owner (25–50% of shares)
- Melanie White became a part-owner (25–50% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Mc Vehicle Finance
Other FCA-listed firms that share a director, phone number or address with Mc Vehicle Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Mc Vehicle Finance
Other firms of the same type (car dealer), nearest first.
In Stoke-On-Trent
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mc Vehicle Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 9 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Mc Vehicle Finance Limited FCA authorised?
What does appointed representative mean for Mc Vehicle Finance?
What is Mc Vehicle Finance’s phone number and website?
Is Mc Vehicle Finance a scam or clone?
Is my money safe with Mc Vehicle Finance?
Who owns Mc Vehicle Finance?
Who runs Mc Vehicle Finance?
How long has Mc Vehicle Finance been in business?
What do Mc Vehicle Finance’s latest accounts show?
Does Mc Vehicle Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk