McClartys Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 7 years
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 31 March 2025

Responsible principal firm

MCLINSURETECH LTD Reference number: 306483 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
McClartys Ltd (FRN 915264) is an AR of MCLINSURETECH LTD (FRN 306483). When you use McClartys's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from McClartys, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mcclartysinsurance.co.uk (opens in a new tab)
Phone number

028 7032 5100
Address

66 Railway Road, Coleraine, County Londonderry, BT52 1PG, United Kingdom

In the full report: 3 background checks

When mcclartysinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 028 7032 5100 is, and the other firm that gives it
Who else gives the postcode BT52 1PG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through McLinsuretech Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: MCCLARTYS LIMITED
Company number: NI628547 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 January 2015 (11 years old)
Registered office: 66 Railway Road, Coleraine, Co. Londonderry, BT52 1PG
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Gary Douglas Mcclarty	Director	Jul 1970	8 Jan 2015	12 other companies
Kerry Audrey Mcclarty	Director	May 1975	31 Oct 2018	8 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 3
are FCA-registered: 2

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 7 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Total equity

£159k

+8.6% from £146k

Cash at bank

£116k

−50% from £231k

Owed within a year

£10.4k

−92% from £125k

Total equity

In the full report: all 5 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI628547. Figures are exactly as filed; nothing is estimated.

Key dates in its history

McClartys’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2019

17 October 2019

Became an appointed representative

FCA register

2016

6 April 2016

Gary Douglas McClarty gave up control
Gary Douglas McClarty took control (75–100% of shares)
Mcl Insurance Services Limited gave up control
Mcl Insurance Services Limited took control (75–100% of shares)
McLinsuretech Ltd took control (75–100% of shares)

Companies House

2015

8 January 2015

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (7 shown here)
Every director appointment and resignation: 4

Firms connected to McClartys

Other FCA-listed firms that share a director, phone number or address with McClartys. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 2
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like McClartys

Other firms of the same type (insurance broker), nearest first.

In Coleraine

Fusion Outsource Solutions LtdColeraineAppointed representative William Kerr & Co. (Insurance Consultants) LimitedColeraineAppointed representative McLinsuretech LtdColeraineAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McClartys

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 11 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is McClartys Ltd FCA authorised?

McClartys Ltd (FRN 915264) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for McClartys?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. McClartys Ltd (FRN 915264) is an AR of MCLINSURETECH LTD (FRN 306483). When you use McClartys's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from McClartys, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is McClartys’ phone number and website?

The FCA register lists the phone number 028 7032 5100 and the website mcclartysinsurance.co.uk for McClartys. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is McClartys a scam or clone?

McClartys is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with McClartys?

Protection works through McLinsuretech Ltd, the principal firm responsible for McClartys's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns McClartys?

McClartys is owned by McLinsuretech Ltd, which holds 75–100% of shares, since 6 April 2016. Before that, it was controlled by Mcl Insurance Services Limited and Mr Gary Douglas McClarty.

Who runs McClartys?

Companies House lists 2 directors of McClartys: Gary Douglas McClarty and Kerry Audrey McClarty.

How long has McClartys been in business?

The company was formed on 8 January 2015.

What do McClartys’ latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of £159k (+8.6% from £146k) and cash at bank of £116k (−50% from £231k).