McDowell Financial Services Ltd

Reference number: 800988

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mcdowellfs.com first appeared online, and whether it can receive email
  • What kind of line 028 9046 0006 is
  • Who else gives the postcode BT19 1LE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 January 2018 (8 years old)
Registered office
20 Grey Point, Helens Bay, Bangor, BT19 1LE, Northern Ireland
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Michele Mary Greenan Director Aug 1964 24 May 2024 None
Mark William Mcdowell Director Mar 1973 9 Jul 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£39.1k

+17% from £33.3k

Cash at bank

£58.5k

+18% from £49.7k

Employees (average)

1

Same as 1

Owed within a year

£36.6k

+5.3% from £34.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI650645. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

McDowell Financial Services’s history from the FCA register and Companies House, newest first.

2026

17 March 2026

  • Mark William McDowell took control (75–100% of shares)
  • The Personal Representatives Of Stanley McDowell gave up control

Companies House

2024

21 June 2024

  • Stanley McDowell gave up control
  • The Personal Representatives Of Stanley McDowell took control (75–100% of shares)

Companies House

2018

13 June 2018

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

31 January 2018

  • Incorporated at Companies House
  • Stanley McDowell took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms like McDowell Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bangor

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McDowell Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is McDowell Financial Services Ltd FCA authorised?
Yes, McDowell Financial Services Ltd (FRN 800988) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is McDowell Financial Services’ phone number and website?
The FCA register lists the phone number 028 9046 0006 and the website mcdowellfs.com for McDowell Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is McDowell Financial Services a scam or clone?
McDowell Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with McDowell Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about McDowell Financial Services to the Financial Ombudsman Service, free of charge.
Who owns McDowell Financial Services?
Companies House lists one person with significant control of McDowell Financial Services: Mr Mark William McDowell (75–100% of shares). Before that, it was controlled by Mr Stanley McDowell and The Personal Representatives Of Stanley McDowell.
Who runs McDowell Financial Services?
Companies House lists 2 directors of McDowell Financial Services: Michele Mary Greenan and Mark William McDowell.
How long has McDowell Financial Services been in business?
The company was formed on 31 January 2018, and has held its current FCA authorisation since June 2018.
What do McDowell Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £39.1k (+17% from £33.3k) and cash at bank of £58.5k (+18% from £49.7k).

Sources and links

The full report on McDowell Financial Services Ltd

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