McHale Baker Ltd

Reference number: 945778

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SJL (Worcester) Ltd Reference number: 763599 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • MCHALE BAKER LTD (FRN 945778) introduces customers to SJL (Worcester) Ltd (FRN 763599). Any regulated advice or arranging is done by the principal, not MCHALE BAKER.
  • Example: if MCHALE BAKER refers you to a financial adviser, the advice should come from the principal firm, not from MCHALE BAKER itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01257 463672

  • Address

    112 Spendmore Lane, Coppull, Chorley, Lancashire, PR7 5BX, United Kingdom

In the full report: 2 background checks

  • What kind of line 01257 463672 is
  • Who else gives the postcode PR7 5BX
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SJL (Worcester) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07507712
Company status
Active
Company type
Private limited company
Incorporated
27 January 2011 (15 years old)
Registered office
112 Spendmore Lane, Coppull, Chorley, Lancashire, PR7 5BX, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Baker Director Oct 1971 27 Jan 2011 None
Lyndsey Louise Mchale Director Jan 1975 8 Aug 2012 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£56.9k

+1.8% from £55.9k

Employees (average)

6

Same as 6

Owed within a year

£41.4k

−5.6% from £43.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07507712. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

McHale Baker’s history from the FCA register and Companies House, newest first.

2021

27 February 2021

  • Became an introducer appointed representative

FCA register

2016

30 June 2016

  • Karen Baker became a part-owner (25–50% of shares)
  • Lyndsey Louise McHale became a part-owner (25–50% of shares)

Companies House

2012

8 August 2012

  • Lyndsey Louise McHale appointed as a director

Companies House

2011

27 January 2011

  • Incorporated at Companies House
  • Karen Baker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to McHale Baker

Other FCA-listed firms that share a director, phone number or address with McHale Baker. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like McHale Baker

Other firms of the same type (insurance broker), nearest first.

In Chorley

Churchside Financial Planning LtdChorleyAppointed representativeElmfield UK LimitedChorleyAppointed representativeJ & A Rigbye & SonsChorleyAppointed representativeSolutions Mortgage Centre LimitedChorleyAppointed representativeSomos Accounting LimitedChorleyAppointed representativePanache Travel Group LimitedChorleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McHale Baker

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is McHale Baker Ltd FCA authorised?
McHale Baker Ltd (FRN 945778) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for McHale Baker?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. McHale Baker Ltd (FRN 945778) introduces customers to SJL (Worcester) Ltd (FRN 763599). Any regulated advice or arranging is done by the principal, not McHale Baker. Example: if McHale Baker refers you to a financial adviser, the advice should come from the principal firm, not from McHale Baker itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is McHale Baker’s phone number?
The FCA register lists the phone number 01257 463672 for McHale Baker. If you were given different contact details, use these to check with the firm before going any further.
Is McHale Baker a scam or clone?
McHale Baker is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with McHale Baker?
Protection works through SJL (Worcester) Ltd, the principal firm responsible for McHale Baker's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns McHale Baker?
Companies House lists 2 people with significant control of McHale Baker: Mrs Lyndsey Louise McHale (25–50% of shares) and Mrs Karen Baker (25–50% of shares).
Who runs McHale Baker?
Companies House lists 2 directors of McHale Baker: Karen Baker and Lyndsey Louise McHale.
How long has McHale Baker been in business?
The company was formed on 27 January 2011.
What do McHale Baker’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £56.9k (+1.8% from £55.9k).

Sources and links

The full report on McHale Baker Ltd

£19.99 · Instant PDF download

Loading secure checkout…