McHb Wealth Management Limited

Reference number: 126147

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mchb.co.uk first appeared online, and whether it can receive email
  • What kind of line 01738 718870 is
  • Who else gives the postcode PH2 0PF
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • MCHB Wealth Trading name
  • Collins Halden & Burnett Limited Former name
  • McHardy & Burnett (Financial Services) Limited Former name
  • McHardy Financial Limited Former name
  • Fraser James Partnership Former trading name
  • McHardy & Burnett Former trading name
  • McHardy Financial Former trading name
  • McHardy Group Former trading name
  • MCHB Financial Former trading name
  • MCH Financial Former trading name
  • Staff Choice Employee Benefits Former trading name
  • Staff Choice Mortgage Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC105200
Company status
Active
Company type
Private limited company
Incorporated
15 June 1987 (39 years old)
Registered office
Merlin House, Necessity Brae, Perth, PH2 0PF, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Greig Christie Fowlis Director Mar 1988 9 May 2025 4 other companies
Thomas Robert William Scott Director Jan 1996 20 Aug 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 17 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2024Full accountsNot audited

Net assets

£641k

−69% from £2.07m

Cash at bank

£723

−100% from £201k

Employees (average)

32

−8.6% from 35

Owed within a year

£715k

+19% from £602k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC105200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

McHb Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (16) All events (68)

2024

7 November 2024

  • Changed its registered name from "MCHB WEALTH MANAGEMENT LIMITED"

FCA register

6 November 2024

  • Changed its registered name from "McHardy Financial Limited"

FCA register

15 October 2024

  • McHb Perth Ltd took control (75–100% of shares)
  • Mhbl (Holdings) Limited gave up control

Companies House

2017

6 April 2017

  • McHardy Group Limited gained significant control
  • McHardy Group Limited no longer has significant control
  • Mhbl (Holdings) Limited gave up control
  • Mhbl (Holdings) Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Mhbl (Holdings) Limited took control (75–100% of shares)

Companies House

2014

31 August 2014

  • Changed its registered name from "McHardy & Burnett (Financial Services) Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

24 July 2001

  • Changed its registered name from "Collins Halden & Burnett Limited"

FCA register

1994

24 October 1994

  • Regulated by the Personal Investment Authority from this date

FCA register

1987

15 June 1987

  • Incorporated at Companies House

Companies House

In the full report: all 68 events

  • All 68 events in its history (16 shown here)
  • Every director appointment and resignation: 31
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Firms like McHb Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Perth

Able Solutions Wealth PartnershipPerthAppointed representativeAllocate Wealth Management LTDPerthAppointed representativeAngus Watson Wealth Management LtdPerthAppointed representativeMacaulay Wealth Management LtdPerthAppointed representativeStrathtay Wealth Management LtdPerthAppointed representativeVerano Financial Planning LtdPerthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McHb Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 68 events in its history

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Frequently asked questions about this firm

Is McHb Wealth Management Limited FCA authorised?
Yes, McHb Wealth Management Limited (FRN 126147) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is McHb Wealth Management’s phone number and website?
The FCA register lists the phone number 01738 718870 and the website mchb.co.uk for McHb Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is McHb Wealth Management a scam or clone?
McHb Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with McHb Wealth Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about McHb Wealth Management to the Financial Ombudsman Service, free of charge.
Who owns McHb Wealth Management?
McHb Wealth Management is owned by McHb Perth Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 15 October 2024. Before that, it was controlled by Mhbl (Holdings) Limited and McHardy Group Limited.
Who runs McHb Wealth Management?
Companies House lists 2 directors of McHb Wealth Management: Greig Christie Fowlis and Thomas Robert William Scott.
How long has McHb Wealth Management been in business?
The company was formed on 15 June 1987, and has held its current FCA authorisation since December 2001.
What do McHb Wealth Management’s latest accounts show?
Its latest accounts, to 30 September 2024, show net assets of £641k (−69% from £2.07m) and cash at bank of £723 (−100% from £201k).
Does McHb Wealth Management use any other names?
It trades as MCHB Wealth. It has previously used 11 other names, including Collins Halden & Burnett Limited, McHardy & Burnett (Financial Services) Limited and McHardy Financial Limited.

Sources and links

The full report on McHb Wealth Management Limited

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