McInroy & Wood Limited

Reference number: 121926

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mcinroy-wood.co.uk first appeared online, and whether it can receive email
  • What kind of line 01620 825867 is, and the other firm that gives it
  • Who else gives the postcode EH41 3SF
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action

FCA action

fine
1
in fines
£15.1k
most recent
November 2011
  • Fined £15,050 on 16 November 2011
    On 15 November 2011, the Financial Services Authority (the FSA) imposed a financial penalty of £15,050 on McInroy and Wood Limited (MWL) for breaching Principle 10 (Clients' Assets) of the FSA's Principles for Businesses and associated FSA Rules set out in the Client Assets sourcebook (the CASS Rules) between 31 May 2006 and 17 August 2010 by failing to ensure adequate protection of client money during this period. Specifically, MWL failed to comply with the requirement to provide appropriate notification and obtain acknowledgement of the trust status over money deposited with one of its banks in respect of 22 off-shore client money accounts, with the consequence that client money was not adequately protected in accordance with the CASS Rules in the event of MWL's insolvency.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC100377
Company status
Active
Company type
Private limited company
Incorporated
1 August 1986 (40 years old)
Registered office
Easter Alderston Alderston, Haddington, East Lothian, EH41 3SF, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Campbell Mcaulay Director Jan 1968 20 Jun 2002 2 other companies
Tim Andrew Urquhart Wood Director Jun 1974 13 Oct 2003 3 other companies
Guido Antonio Bicocchi Director Feb 1976 2 Jul 2009 8 other companies
John Eleutherios Marshall Director Nov 1958 22 Dec 2009 1 other company
Charles Toby Fitzherbert White Director Mar 1968 17 Aug 2012 18 other companies
Wendy Ann Ferguson Director Nov 1970 29 Oct 2013 4 other companies
Hugo Oliver Holland Swann Director Jan 1979 17 Jan 2019 2 other companies
Elizabeth Avril Gillian Wild Director Sep 1976 25 Mar 2022 1 other company
William Russell Lindsay Director Jun 1976 28 Mar 2022 None
David John Ogilvie Cruickshank Director Feb 1959 27 Apr 2022 1 other company
Cameron Mackinnon Director May 1986 3 May 2023 None
Fiona Struthers Secretary Not published 25 Jun 2026 –

Other companies run by these 11 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
33
closed down
20
are FCA-registered
2

In the full report: all 33 companies, named

  • What each company does, and whether it is still trading
  • Which of these 11 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 11 directors run together
  • All 27 people who have ever been directors, with their dates
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Key dates in its history

McInroy & Wood’s history from the FCA register and Companies House, newest first.

Key events (12) All events (57)

2024

25 October 2024

  • Victor Norman Urquhart Wood stopped being a part-owner

Companies House

2020

20 February 2020

  • FCA imposed a requirement (May control but not hold client money)

FCA register

2018

11 September 2018

  • Victor Norman Urquhart Wood became a part-owner (25–50% of shares)
  • Victor Norman Urquhart Wood stopped being a part-owner

Companies House

2016

6 April 2016

  • Tim Andrew Urquhart Wood became a part-owner (25–50% of shares)
  • Victor Norman Urquhart Wood became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

16 November 2011

  • Fined £15,050 by the FCA

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1986

1 August 1986

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Regulated by the Investment Management Regulatory Organisation from this date

FCA register

In the full report: all 57 events

  • All 57 events in its history (12 shown here)
  • Every director appointment and resignation: 41
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Firms connected to McInroy & Wood

Other FCA-listed firms that share a director, phone number or address with McInroy & Wood. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like McInroy & Wood

Other firms of the same type (investment or fund manager), nearest first.

In Haddington

McInroy & Wood Portfolios LimitedHaddingtonAuthorised

In the Edinburgh (EH) postcode area

HBOS Investment Fund Managers LimitedEdinburghAuthorisedAegon Investments LimitedEdinburghAuthorisedScottish Widows Unit Trust Managers LimitedEdinburghAuthorisedBaillie Gifford & Co LimitedEdinburghAuthorisedPatria Capital Partners LLPEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McInroy & Wood

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 33 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 57 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is McInroy & Wood Limited FCA authorised?
Yes, McInroy & Wood Limited (FRN 121926) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an investment or fund manager. The FCA has placed a limit on what it may do.
What is McInroy & Wood’s phone number and website?
The FCA register lists the phone number 01620 825867 and the website mcinroy-wood.co.uk for McInroy & Wood. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is McInroy & Wood a scam or clone?
McInroy & Wood is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with McInroy & Wood?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about McInroy & Wood to the Financial Ombudsman Service, free of charge.
Who owns McInroy & Wood?
Companies House lists one person with significant control of McInroy & Wood: Mr Tim Andrew Urquhart Wood (25–50% of shares). Before that, it was controlled by Mr Victor Norman Urquhart Wood.
Who runs McInroy & Wood?
Companies House lists 11 directors of McInroy & Wood: John Campbell McAulay, Tim Andrew Urquhart Wood, Guido Antonio Bicocchi, John Eleutherios Marshall, Charles Toby Fitzherbert White, Wendy Ann Ferguson and 5 more.
How long has McInroy & Wood been in business?
The company was formed on 1 August 1986, and has held its current FCA authorisation since December 2001.
Has the FCA taken action against McInroy & Wood?
Yes. The FCA register records 1 fine in 2011, £15,050 in total. The details are in the disciplinary section above, with links to the FCA's notices.

Sources and links

The full report on McInroy & Wood Limited

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