MCM Advice Ltd

Reference number: 756058

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MCM Advice Ltd (FRN 756058) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use MCM Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MCM Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01207 294119

  • Address

    5 Royal Road, Stanley, Durham, DH9 8AL, United Kingdom

In the full report: 2 background checks

  • What kind of line 01207 294119 is
  • Who else gives the postcode DH9 8AL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Liam Kenneth McMahon Former name
  • LM Mortgage Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11257986
Company status
Active
Company type
Private limited company
Incorporated
15 March 2018 (8 years old)
Registered office
5 Royal Road, Stanley, DH9 8AL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Liam Kenneth Mcmahon Director Aug 1986 15 Mar 2018 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£84.4k

+3.7% from £81.4k

Cash at bank

£59.0k

−20% from £74.0k

Employees (average)

6

Same as 6

Owed within a year

£9,765

+9.7% from £8,903

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11257986. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MCM Advice’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2018

4 May 2018

  • Changed its registered name from "Liam Kenneth McMahon"

FCA register

15 March 2018

  • Incorporated at Companies House
  • Liam Kenneth McMahon took control (75–100% of shares)

Companies House

2016

15 August 2016

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like MCM Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Durham (DH) postcode area

313 Commercial LtdAppointed representativeActive Individual Mortgage Solutions LimitedChester Le StreetAppointed representativeAndrew M LeeDurhamAppointed representativeAt Home Mortgages LimitedDurhamAppointed representativeDolphin Financial Services LimitedDurhamAppointed representativeHomequest Mortgages LimitedDurhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MCM Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is MCM Advice Ltd FCA authorised?
MCM Advice Ltd (FRN 756058) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MCM Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MCM Advice Ltd (FRN 756058) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use MCM Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MCM Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MCM Advice’s phone number?
The FCA register lists the phone number 01207 294119 for MCM Advice. If you were given different contact details, use these to check with the firm before going any further.
Is MCM Advice a scam or clone?
MCM Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MCM Advice?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for MCM Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MCM Advice?
Companies House lists one person with significant control of MCM Advice: Mr Liam Kenneth McMahon (75–100% of shares).
Who runs MCM Advice?
Companies House lists one director of MCM Advice: Liam Kenneth McMahon.
How long has MCM Advice been in business?
The company was formed on 15 March 2018.
What do MCM Advice’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £84.4k (+3.7% from £81.4k) and cash at bank of £59.0k (−20% from £74.0k).
Does MCM Advice use any other names?
It has previously used 2 other names: Liam Kenneth McMahon and LM Mortgage Solutions.

Sources and links

The full report on MCM Advice Ltd

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