McMichaels Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Complaints covered by the Ombudsman
No FCA actions
Active company since 2025
Its phone number is also given by a firm that is no longer authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mcmichaels.co.uk (opens in a new tab)
Phone number

01259 724230

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Address

McMichaels,, 1-9 Mill Street, Alloa, Clackmannanshire, FK10 1DT, United Kingdom

In the full report: 3 background checks

When mcmichaels.co.uk first appeared online, and whether it can receive email
What kind of line 01259 724230 is, and the other firm that gives it
Who else gives the postcode FK10 1DT

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC870472 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 November 2025 (less than a year old)
Registered office: 1-9 Mill Street, Clackmannanshire, Alloa, Clackmannanshire, FK10 1DT, United Kingdom
Nature of business: Retail sale of electrical household appliances in specialised stores (SIC 47540)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Hugh Mcmichael	Director	Feb 1977	17 Nov 2025	None
James Henderson Mcmichael	Director	Jun 1953	17 Nov 2025	None
Hugh Mcmichael	Secretary	Not published	17 Nov 2025	–

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Key dates in its history

McMichaels’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2026

31 July 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

1 June 2026

James Henderson McMichael stopped being a part-owner

Companies House

2025

17 November 2025

Incorporated at Companies House
Hugh McMichael took control (75–100% of shares)
James Henderson McMichael became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms connected to McMichaels

Other FCA-listed firms that share a director, phone number or address with McMichaels. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
no longer authorised: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like McMichaels

Other firms of the same type (retailer), nearest first.

In the Falkirk (FK) postcode area

Calido Fuels LimitedStirlingAuthorised Gallacher Holdings LtdStirlingAuthorised Hotspring Spas Central LimitedTillicoultryAuthorised Roots Cycles LtdDouneAuthorised Sterling Furniture Group LimitedTillicoultryAuthorised Bluebell House LtdFalkirkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McMichaels

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
All 11 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is McMichaels Limited FCA authorised?

Yes, McMichaels Limited (FRN 1054592) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2026 and works as a retailer. The FCA has placed no limits on its permissions.

What is McMichaels’ phone number and website?

The FCA register lists the phone number 01259 724230 and the website mcmichaels.co.uk for McMichaels. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm, one of which is no longer authorised.

Is McMichaels a scam or clone?

McMichaels is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with McMichaels?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how McMichaels handles your money, so check the specific product before you commit. You can also refer complaints about McMichaels to the Financial Ombudsman Service, free of charge.

Who owns McMichaels?

Companies House lists one person with significant control of McMichaels: Mr Hugh McMichael (75–100% of shares). Before that, it was controlled by Mr James Henderson McMichael.

Who runs McMichaels?

Companies House lists 2 directors of McMichaels: Hugh McMichael and James Henderson McMichael.

How long has McMichaels been in business?

The company was formed on 17 November 2025, and has held its current FCA authorisation since July 2026.