McWilliam Ifs Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 March 2026
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mcwilliamifs.co.uk (opens in a new tab)
Phone number

028 3886 4700
Address

Suite 3, CIDO Innovation Centre, 73 Charlestown New Road, Portadown, Armagh, BT63 5PP, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When mcwilliamifs.co.uk first appeared online, and whether it can receive email
What kind of line 028 3886 4700 is
Who else gives the postcode BT63 5PP

Other names (4)

If you were contacted under any of these names, it is this firm.

McWilliam Vallely & Co. Ltd Former name: A name it was registered under before.
Brian Vallely & Co Independent Financial Services Former trading name: A name it used to trade under.
Market Square Financial Solutions Former trading name: A name it used to trade under.
ThinkSmart Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI658970 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 12 February 2019 (7 years old)
Registered office: Suite 3 Cido Innovation Centre, 73 Charlestown Road, Portadown, Co. Armagh, BT63 5PP, Northern Ireland
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Frazer Mcwilliam	Director	Feb 1968	12 Feb 2019	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£70.1k

+104% from £34.4k

Cash at bank

£91.7k

No earlier figure to compare

Employees (average)

3

Up 3 from 0

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI658970. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

McWilliam Ifs’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2023

21 July 2023

Brian Vallely stopped being a part-owner

Companies House

19 July 2023

Changed its registered name from "McWilliam Vallely & Co. Ltd"

FCA register

2019

22 October 2019

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
Became authorised by the FCA

FCA register

12 February 2019

Incorporated at Companies House
Brian Vallely became a part-owner (25–50% of shares)
John Frazer McWilliam took control (75–100% of shares)

Companies House

In the full report: all 19 events

All 19 events in its history (8 shown here)
Every director appointment and resignation: 3

Firms like McWilliam Ifs

Other firms of the same type (financial adviser), nearest first.

In Portadown

ALM Financial LtdPortadownAppointed representative Ciaran PreshurPortadownAppointed representative

In the Belfast (BT) postcode area

A.B.M. ConsultancyCraigavonAuthorised AKFP LtdLisburnAuthorised Alan Reid Financial Services (Ni) LimitedDromoreAuthorised Andrew Clements Partnership LtdBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on McWilliam Ifs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 19 events in its history

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Frequently asked questions about this firm

Is McWilliam Ifs Ltd FCA authorised?

Yes, McWilliam Ifs Ltd (FRN 842242) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2019 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is McWilliam Ifs’ phone number and website?

The FCA register lists the phone number 028 3886 4700 and the website mcwilliamifs.co.uk for McWilliam Ifs. If you were given different contact details, use these to check with the firm before going any further.

Is McWilliam Ifs a scam or clone?

McWilliam Ifs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with McWilliam Ifs?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about McWilliam Ifs to the Financial Ombudsman Service, free of charge.

Who owns McWilliam Ifs?

Companies House lists one person with significant control of McWilliam Ifs: Mr John Frazer McWilliam (75–100% of shares). Before that, it was controlled by Mr Brian Vallely.

Who runs McWilliam Ifs?

Companies House lists one director of McWilliam Ifs: John Frazer McWilliam.

How long has McWilliam Ifs been in business?

The company was formed on 12 February 2019, and has held its current FCA authorisation since October 2019.

What do McWilliam Ifs’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £70.1k (+104% from £34.4k) and cash at bank of £91.7k (no earlier figure to compare).

Does McWilliam Ifs use any other names?

It has previously used 4 other names, including McWilliam Vallely & Co. Ltd, Brian Vallely & Co Independent Financial Services and Market Square Financial Solutions.