Md Affinity Schemes Ltd

Reference number: 599269

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0151 650 4343

  • Address

    2 Shore Lines Building, Shored Road, Birkenhead, Wirral, Merseyside, CH41 1AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0151 650 4343 is, and the other firm that gives it
  • Who else gives the postcode CH41 1AU
Instant PDF download

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08214231
Company status
Active
Company type
Private limited company
Incorporated
14 September 2012 (14 years old)
Registered office
2 Shore Lines Building, Shore Road, Birkenhead, Merseyside, CH41 1AU
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Christine Stephenson Director Apr 1983 24 May 2024 5 other companies
David Philip Swigciski Director May 1972 24 Jul 2024 11 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
1
are FCA-registered
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 4 companies these 2 directors run together
  • All 9 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2021Small company accountsNot audited

Total equity

£318k

No earlier figure to compare

Cash at bank

£461k

+14% from £403k

Employees (average)

2

Same as 2

Owed within a year

£1.13m

−28% from £1.57m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08214231. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Md Affinity Schemes’s history from the FCA register and Companies House, newest first.

Key events (9) All events (28)

2022

1 April 2022

  • Board replaced: its only director left and 3 new directors took over
  • Bernadette Mary Devaney stopped being a part-owner
  • Gary James Devaney stopped being the majority owner
  • Hsb Engineering Insurance Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Bernadette Mary Devaney became a part-owner (25–50% of shares)
  • Gary James Devaney became the majority owner (50–75% of shares)

Companies House

2013

11 November 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

14 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (9 shown here)
  • Every director appointment and resignation: 18
Instant PDF download

Firms connected to Md Affinity Schemes

Other FCA-listed firms that share a director, phone number or address with Md Affinity Schemes. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Md Affinity Schemes

Other firms of the same type (insurance broker), nearest first.

In Wirral

Broadhurst & CompanyWirralAuthorisedMD Insurance Services LimitedWirralAuthorisedStephen OakesWirralAppointed representativeGordon Financial Solutions LimitedWirralAppointed representativeMindful Wealth Management LtdWirralAppointed representativeRob Spence LimitedWirralAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Md Affinity Schemes

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 28 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Md Affinity Schemes Ltd FCA authorised?
Yes, Md Affinity Schemes Ltd (FRN 599269) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Md Affinity Schemes’ phone number?
The FCA register lists the phone number 0151 650 4343 for Md Affinity Schemes. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Md Affinity Schemes a scam or clone?
Md Affinity Schemes is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Md Affinity Schemes?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Md Affinity Schemes to the Financial Ombudsman Service, free of charge.
Who owns Md Affinity Schemes?
Md Affinity Schemes is owned by Hsb Engineering Insurance Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 April 2022. Before that, it was controlled by Mr Gary James Devaney and Mrs Bernadette Mary Devaney.
Who runs Md Affinity Schemes?
Companies House lists 2 directors of Md Affinity Schemes: Christine Stephenson and David Philip Swigciski.
How long has Md Affinity Schemes been in business?
The company was formed on 14 September 2012, and has held its current FCA authorisation since November 2013.
What do Md Affinity Schemes’ latest accounts show?
Its latest accounts, to 31 December 2021, show total equity of £318k (no earlier figure to compare) and cash at bank of £461k (+14% from £403k).

Sources and links

The full report on Md Affinity Schemes Ltd

£19.99 · Instant PDF download

Loading secure checkout…