Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 30 April 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MD Mortgage & Protection Ltd (FRN 830384) is an AR of The Right Mortgage Limited (FRN 649443). When you use MD Mortgage & Protection's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MD Mortgage & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Lodge Park House, Kettering Parkway, Kettering Venture Park, Kettering, Northamptonshire, NN15 6XU, United Kingdom
In the full report: 2 background checks
- What kind of line 07885 549129 is
- Who else gives the postcode NN15 6XU
Other names (3)
If you were contacted under any of these names, it is this firm.
- MD Mortgage and Protection Trading name: A name it trades under now.
- Roost Finance Trading name: A name it trades under now.
- MD Mortgage and Protection Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07874646 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 December 2011 (14 years old)
- Registered office
- Lodge Park House Suite 1 & 3, Kettering Parkway, Kettering, Northamptonshire, NN15 6XU, England
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Marc Alan Draper | Director | Apr 1981 | 8 Dec 2011 | 1 other company |
| Hannah Draper | Secretary | Not published | 31 Mar 2016 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£19.8k
−55% from £44.6k
Cash at bank
£56.9k
−16% from £67.7k
Employees (average)
9
Same as 9
Owed within a year
£247k
−6.6% from £265k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07874646. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
MD Mortgage & Protection’s history from the FCA register and Companies House, newest first.
2024
20 June 2024
- Changed its registered name from "MD Mortgage and Protection Ltd"
FCA register
2022
15 March 2022
- Hannah Draper became a part-owner (25–50% of shares)
Companies House
2019
9 January 2019
- Became an appointed representative
FCA register
2016
6 April 2016
- Marc Alan Draper became the majority owner (50–75% of shares)
Companies House
2011
8 December 2011
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 1
Firms connected to MD Mortgage & Protection
Other FCA-listed firms that share a director, phone number or address with MD Mortgage & Protection. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like MD Mortgage & Protection
Other firms of the same type (insurance broker), nearest first.
In Kettering
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on MD Mortgage & Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Is MD Mortgage & Protection a scam or clone?
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Who owns MD Mortgage & Protection?
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How long has MD Mortgage & Protection been in business?
What do MD Mortgage & Protection’s latest accounts show?
Does MD Mortgage & Protection use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk