Mecator Limited

Reference number: 680915

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When conroycouch.co.uk first appeared online, and whether it can receive email
  • What kind of line 01803 292950 is
  • Who else gives the postcode TQ2 5QB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Conroy Couch Trading name
  • Gordon Rowe Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04182189
Company status
Active
Company type
Private limited company
Incorporated
19 March 2001 (25 years old)
Registered office
Century House, Nicholson Road, Torquay, Devon, TQ2 7TD, England
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)

Directors and company secretaries

Name Role Born Appointed Other companies
David Anthony Rowe Director Mar 1954 6 Nov 2001 3 other companies
Michelle Christine Stoddart Director Jun 1984 30 Sep 2019 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£734k

<1% from £739k

Cash at bank

£55.1k

−53% from £116k

Employees (average)

8

Same as 8

Owed within a year

£150k

+9.5% from £137k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04182189. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mecator’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2019

18 April 2019

  • Regina Rowe stopped being a part-owner

Companies House

2016

6 April 2016

  • David Anthony Rowe took control (75–100% of shares)
  • Regina Rowe became a part-owner (25–50% of shares)

Companies House

2015

20 November 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2001

19 March 2001

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms like Mecator

Other firms of the same type (lender), nearest first.

In Torquay

Gary David MillicentTorquayAuthorisedBrant Andrew LimitedTorquayAuthorisedParkstone LimitedTorquayAuthorisedSquires M LimitedTorquayAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mecator

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Mecator Limited FCA authorised?
Yes, Mecator Limited (FRN 680915) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed a limit on what it may do.
What is Mecator’s phone number and website?
The FCA register lists the phone number 01803 292950 and the website conroycouch.co.uk for Mecator. If you were given different contact details, use these to check with the firm before going any further.
Is Mecator a scam or clone?
Mecator is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mecator?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Mecator handles your money, so check the specific product before you commit. You can also refer complaints about Mecator to the Financial Ombudsman Service, free of charge.
Who owns Mecator?
Companies House lists one person with significant control of Mecator: David Anthony Rowe (75–100% of shares). Before that, it was controlled by Regina Rowe.
Who runs Mecator?
Companies House lists 2 directors of Mecator: David Anthony Rowe and Michelle Christine Stoddart.
How long has Mecator been in business?
The company was formed on 19 March 2001, and has held its current FCA authorisation since November 2015.
What do Mecator’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £734k (<1% from £739k) and cash at bank of £55.1k (−53% from £116k).
Does Mecator use any other names?
It trades as Conroy Couch. It has previously used the name Gordon Rowe.

Sources and links

The full report on Mecator Limited

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