Med-Ex Financial Advisory Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 18 years
Your funds are protected by FSCS
No FCA actions
Active company since 2002
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

med-ex.co.uk (opens in a new tab)
Phone number

01884 841046
Address

The Carpenter Workshop Office, Coldharbour Mill, Uffculme, Cullompton, Devon, EX15 3EE, United Kingdom

In the full report: 3 background checks

When med-ex.co.uk first appeared online, and whether it can receive email
What kind of line 01884 841046 is
Who else gives the postcode EX15 3EE

Other names (1)

If you were contacted under any of these names, it is this firm.

Locumplan Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (14 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04505262 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 August 2002 (24 years old)
Registered office: The Carpenter's Office Coldharbour Mill, Uffculme, Cullompton, EX15 3EE, England
Nature of business: Life insurance (SIC 65110)
Pension funding (SIC 65300)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Diane Miles	Director	Apr 1964	7 Aug 2002	None
Nicholas Ian Miles	Director	Nov 1962	7 Aug 2002	1 other company
Diane Miles	Secretary	Not published	7 Aug 2002	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Total equity

£124k

+45% from £85.4k

Employees (average)

10

Same as 10

Owed within a year

£84.4k

+39% from £60.8k

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2022 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04505262. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Med-Ex Financial Advisory Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2016

7 August 2016

Diane Miles became a part-owner (25–50% of shares)
Nicholas Ian Miles became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2008

5 September 2008

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2002

7 August 2002

Incorporated at Companies House

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms connected to Med-Ex Financial Advisory Services

Other FCA-listed firms that share a director, phone number or address with Med-Ex Financial Advisory Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Med-Ex Financial Advisory Services

Other firms of the same type (lender), nearest first.

In Cullompton

Ware A LimitedCullomptonAuthorised

In the Exeter (EX) postcode area

Exeter CollegeExeterAuthorised Financial Solutions Group LimitedExeterAuthorised H J Wickett & COHolsworthyAuthorised stephen adam mooreExeterAuthorised Three Counties Finance LtdTivertonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Med-Ex Financial Advisory Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 13 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Med-Ex Financial Advisory Services Limited FCA authorised?

Yes, Med-Ex Financial Advisory Services Limited (FRN 484988) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2008 and works as a lender. The FCA has placed no limits on its permissions.

What is Med-Ex Financial Advisory Services’ phone number and website?

The FCA register lists the phone number 01884 841046 and the website med-ex.co.uk for Med-Ex Financial Advisory Services. If you were given different contact details, use these to check with the firm before going any further.

Is Med-Ex Financial Advisory Services a scam or clone?

Med-Ex Financial Advisory Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Med-Ex Financial Advisory Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Med-Ex Financial Advisory Services to the Financial Ombudsman Service, free of charge.

Who owns Med-Ex Financial Advisory Services?

Companies House lists 2 people with significant control of Med-Ex Financial Advisory Services: Mrs Diane Miles (25–50% of shares) and Mr Nicholas Ian Miles (25–50% of shares).

Who runs Med-Ex Financial Advisory Services?

Companies House lists 2 directors of Med-Ex Financial Advisory Services: Diane Miles and Nicholas Ian Miles.

How long has Med-Ex Financial Advisory Services been in business?

The company was formed on 7 August 2002, and has held its current FCA authorisation since September 2008.

What do Med-Ex Financial Advisory Services’ latest accounts show?

Its latest accounts, to 31 August 2025, show total equity of £124k (+45% from £85.4k).

Does Med-Ex Financial Advisory Services use any other names?

It has previously used the name Locumplan.