Medical & Financial Limited

Reference number: 468636

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When medicalandfinancial.com first appeared online, and whether it can receive email
  • What kind of line 01480 463551 is
  • Who else gives the postcode PE27 4SL
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pulse Financial Consultants Former trading name
  • The Foxwood Consultancy Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05684938
Company status
Active
Company type
Private limited company
Incorporated
23 January 2006 (20 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Dickerson Director Aug 1972 23 Jan 2006 3 other companies
Lucy Clare Martensz Director Jul 1977 27 Feb 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£955k

+36% from £704k

Cash at bank

£487k

+36% from £357k

Employees (average)

3

−25% from 4

Owed within a year

£137k

+2.2% from £134k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05684938. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Medical & Financial’s history from the FCA register and Companies House, newest first.

Key events (9) All events (20)

2024

1 October 2024

  • Justine Scholefield stopped being a part-owner
  • Medical & Financial (Holdings) Limited took control (75–100% of shares)
  • Simon Dickerson stopped being a part-owner

Companies House

2016

6 April 2016

  • Justine Scholefield became a part-owner (25–50% of shares)
  • Simon Dickerson became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

1 October 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

23 January 2006

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like Medical & Financial

Other firms of the same type (financial adviser), nearest first.

In the Peterborough (PE) postcode area

Ashbury Financial LtdSt. NeotsAuthorisedAurea Financial Planning LimitedPeterboroughAuthorisedBest to Invest LimitedStamfordAuthorisedBMSG Wealth Management LimitedStamfordAuthorisedChattertons Wealth Management LimitedStamfordAuthorisedConsilium Wealth LimitedSpaldingAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Medical & Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Medical & Financial Limited FCA authorised?
Yes, Medical & Financial Limited (FRN 468636) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Medical & Financial’s phone number and website?
The FCA register lists the phone number 01480 463551 and the website medicalandfinancial.com for Medical & Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Medical & Financial a scam or clone?
Medical & Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Medical & Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Medical & Financial to the Financial Ombudsman Service, free of charge.
Who owns Medical & Financial?
Medical & Financial is owned by Medical & Financial (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 October 2024. Before that, it was controlled by Mrs Justine Scholefield and Mr Simon Dickerson.
Who runs Medical & Financial?
Companies House lists 2 directors of Medical & Financial: Simon Dickerson and Lucy Clare Martensz.
How long has Medical & Financial been in business?
The company was formed on 23 January 2006, and has held its current FCA authorisation since October 2007.
What do Medical & Financial’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £955k (+36% from £704k) and cash at bank of £487k (+36% from £357k).
Does Medical & Financial use any other names?
It has previously used 2 other names: Pulse Financial Consultants and The Foxwood Consultancy.

Sources and links

The full report on Medical & Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…