Mera Investment Management Limited
Reference number: 976418
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On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 4 years
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2025
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
118 Piccadilly, London, W1J 7NW, United Kingdom
In the full report: 3 background checks
- When meraim.co.uk first appeared online, and whether it can receive email
- What kind of line 020 7569 6835 is
- Who else gives the postcode W1J 7NW
Other names (2)
If you were contacted under any of these names, it is this firm.
- Mera IM Trading name: A name it trades under now.
- Mera LendCo Limited Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14077698 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 April 2022 (4 years old)
- Registered office
- 20 Margaret Street, London, W1W 8RS, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Edward Henry Matthews | Director | Jul 1986 | 29 Apr 2022 | 11 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- still active
- 11
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£839k
No earlier figure to compare
Employees (average)
5
+150% from 2
Owed within a year
£1.33m
Up £1.26m from £71.3k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14077698. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mera Investment Management’s history from the FCA register and Companies House, newest first.
2025
10 February 2025
- Chr Capital Limited gave up control
- Mera Im Group Limited gave up control
- Mera Imt Limited took control (75–100% of shares)
Companies House
2023
21 June 2023
- Chr Capital Limited took control (75–100% of shares)
Companies House
9 March 2023
- Changed its registered name from "Mera LendCo Limited"
FCA register
2022
13 June 2022
- Registered with the FCA
FCA register
29 April 2022
- Incorporated at Companies House
- Mera Im Group Limited took control (75–100% of votes)
Companies House
In the full report: all 19 events
- All 19 events in its history (8 shown here)
- Every director appointment and resignation: 9
Firms connected to Mera Investment Management
Other FCA-listed firms that share a director, phone number or address with Mera Investment Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Get the full report on Mera Investment Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- All 19 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Mera Investment Management Limited FCA authorised?
What is Mera Investment Management’s phone number and website?
Is Mera Investment Management a scam or clone?
Is my money safe with Mera Investment Management?
Who owns Mera Investment Management?
Who runs Mera Investment Management?
How long has Mera Investment Management been in business?
What do Mera Investment Management’s latest accounts show?
Does Mera Investment Management use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk