Mercia Business Loans Limited

Reference number: 443560

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mercia.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 223 1430 is, and the 3 other firms that give it
  • Who else gives the postcode PR1 8UQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • EV Business Loans Limited Former name
  • Finance South Yorkshire Ltd Former name
  • Mercia Debt Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments · Run or oversee funds FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments
  • Managing an unauthorised AIF

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.
  • Venture Capital Business Only
    The firm must not conduct designated investment business other than Venture Capital business.
One supervisory condition set by the FCA

These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.

  • Small Authorised UK AIFM (Sub-Threshold)
    The total value of assets under management by the firm must not exceed the relevant threshold as set out in Article 3(2) of AIFMD (as determined under Chapter II, section I of the AIFMD level 2 regulation). In the event that the relevant threshold is breached, the firm must submit an application for authorisation as a Full-scope UK AIFM to the FCA

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05566789
Company status
Active
Company type
Private limited company
Incorporated
19 September 2005 (21 years old)
Registered office
Preston Technology Management Centre, Marsh Lane, Preston, Lancashire, PR1 8UQ
Nature of business
  • Activities of venture and development capital companies (SIC 64303)

Directors and company secretaries

Name Role Born Appointed Other companies
Clive Graham Downward Director Jul 1955 1 Apr 2007 4 other companies
Martin James Glanfield Director Jan 1959 9 Mar 2016 76 other companies
Mark Andrew Payton Director Apr 1967 9 Mar 2016 54 other companies
Paul Cameron Taberner Director Oct 1964 9 May 2017 29 other companies
James Francis Sly Director Jan 1992 18 May 2026 12 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
128
closed down
51
went insolvent
1

In the full report: all 128 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • The 33 companies these 5 directors run together
  • All 16 people who have ever been directors, with their dates
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Key dates in its history

Mercia Business Loans’s history from the FCA register and Companies House, newest first.

Key events (10) All events (43)

2023

22 November 2023

  • Changed its registered name from "EV Business Loans Limited"

FCA register

2016

6 April 2016

  • Ev Business Loans Group Limited took control (75–100% of shares)

Companies House

2014

14 April 2014

  • FCA imposed a requirement (Small Authorised UK AIFM (Sub-Threshold))

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

3 February 2012

  • Changed its registered name from "Finance South Yorkshire Ltd"

FCA register

2006

13 March 2006

  • Regulated by the Financial Services Authority from this date
  • FCA imposed a requirement (May control but not hold client money)
  • FCA imposed a requirement (Venture Capital Business Only)
  • Became authorised by the FCA

FCA register

2005

19 September 2005

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (10 shown here)
  • Every director appointment and resignation: 27
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Firms connected to Mercia Business Loans

Other FCA-listed firms that share a director, phone number or address with Mercia Business Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
no longer authorised
1
share a director
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same phone number (3), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Mercia Business Loans

Other firms of the same type (investment or fund manager), nearest first.

In Preston

Mercia Regional Ventures LimitedPrestonAuthorisedHedley & Company Stockbrokers LimitedPrestonAuthorisedTwo10 Investment Services LimitedPrestonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mercia Business Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 128 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 43 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mercia Business Loans Limited FCA authorised?
Yes, Mercia Business Loans Limited (FRN 443560) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2006 and works as an investment or fund manager. The FCA has placed 2 limits on what it may do.
What is Mercia Business Loans’ phone number and website?
The FCA register lists the phone number 0330 223 1430 and the website mercia.co.uk for Mercia Business Loans. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Mercia Business Loans a scam or clone?
Mercia Business Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mercia Business Loans?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mercia Business Loans to the Financial Ombudsman Service, free of charge.
Who owns Mercia Business Loans?
Mercia Business Loans is owned by Ev Business Loans Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Mercia Business Loans?
Companies House lists 5 directors of Mercia Business Loans: Clive Graham Downward, Martin James Glanfield, Mark Andrew Payton, Paul Cameron Taberner and James Francis Sly.
How long has Mercia Business Loans been in business?
The company was formed on 19 September 2005, and has held its current FCA authorisation since March 2006.
Does Mercia Business Loans use any other names?
It has previously used 3 other names: EV Business Loans Limited, Finance South Yorkshire Ltd and Mercia Debt.

Sources and links

The full report on Mercia Business Loans Limited

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