Meridian Mortgage and Financial Services Limited

Reference number: 433190

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Meridian Mortgage and Financial Services Limited (FRN 433190) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Meridian Mortgage and Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Meridian Mortgage and Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0117 907 8836

  • Address

    11 Iles Close, Hanham, Bristol, BS15 3BN, United Kingdom

In the full report: 2 background checks

  • What kind of line 0117 907 8836 is
  • Who else gives the postcode BS15 3BN
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Meridian Mortgage & Financial Services Ltd Former name
  • Meridan Former trading name
  • Meridan Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
03844951
Company status
Active
Company type
Private limited company
Incorporated
15 September 1999 (27 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Frank Rawlings Director Dec 1959 15 Sep 1999 1 other company
Esme Rawlings Secretary Not published 1 Sep 2010 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Key dates in its history

Meridian Mortgage and Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2023

1 November 2023

  • Changed its registered name from "Meridian Mortgage & Financial Services Ltd"

FCA register

2016

6 April 2016

  • Timothy Frank Rawlings took control (75–100% of shares)

Companies House

2005

25 May 2005

  • Became an appointed representative

FCA register

1999

15 September 1999

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 7
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Firms like Meridian Mortgage and Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Advise and Protect LimitedBristolAppointed representativeAlko Mortgages LtdBristolAppointed representativeAlternative Business Funding LimitedBristolAppointed representativeAmar SinghBristolAppointed representativeAmberley Financial Services LimitedBristolAppointed representativeAndy Rooke Financial Consultancy LimitedBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Meridian Mortgage and Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history

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Frequently asked questions about this firm

Is Meridian Mortgage and Financial Services Limited FCA authorised?
Meridian Mortgage and Financial Services Limited (FRN 433190) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Meridian Mortgage and Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Meridian Mortgage and Financial Services Limited (FRN 433190) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Meridian Mortgage and Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Meridian Mortgage and Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Meridian Mortgage and Financial Services’ phone number?
The FCA register lists the phone number 0117 907 8836 for Meridian Mortgage and Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Meridian Mortgage and Financial Services a scam or clone?
Meridian Mortgage and Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Meridian Mortgage and Financial Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Meridian Mortgage and Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Meridian Mortgage and Financial Services?
Companies House lists one person with significant control of Meridian Mortgage and Financial Services: Timothy Frank Rawlings (75–100% of shares).
Who runs Meridian Mortgage and Financial Services?
Companies House lists one director of Meridian Mortgage and Financial Services: Timothy Frank Rawlings.
How long has Meridian Mortgage and Financial Services been in business?
The company was formed on 15 September 1999.
Does Meridian Mortgage and Financial Services use any other names?
It has previously used 3 other names: Meridian Mortgage & Financial Services Ltd, Meridan and Meridan Mortgages.

Sources and links

The full report on Meridian Mortgage and Financial Services Limited

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