Meridian Universal Limited

Reference number: 977876

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Laven Advisors LLP Reference number: 447282 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Meridian Universal Limited (FRN 977876) is an AR of Laven Advisors LLP (FRN 447282). When you use Meridian Universal's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Meridian Universal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mu-llc.com first appeared online, and whether it can receive email
  • What kind of line 020 3290 7452 is
  • Who else gives the postcode EC4R 3TT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Laven Advisors LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12715659
Company status
Active
Company type
Private limited company
Incorporated
3 July 2020 (6 years old)
Registered office
Fieldfisher Riverbank House, 2 Swan Lane, London, EC4R 3TT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Naveen Anandakumar Director Apr 1988 3 Jul 2020 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

−£1.33m

No earlier figure to compare

Cash at bank

£6,948

−65% from £20.1k

Employees (average)

3

+50% from 2

Owed within a year

£1.36m

+22% from £1.11m

Net assets are negative: on its last balance sheet the company owed £1.33m more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12715659. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Meridian Universal’s history from the FCA register and Companies House, newest first.

2022

23 June 2022

  • Became an appointed representative

FCA register

2020

29 December 2020

  • P1f Holdings Limited took control (75–100% of shares)
  • P1f Limited gave up control

Companies House

3 July 2020

  • Incorporated at Companies House
  • P1f Limited took control (75–100% of shares)
  • Naveen Anandakumar appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Meridian Universal

Other FCA-listed firms that share a director, phone number or address with Meridian Universal. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Meridian Universal

Other firms of the same type (investment or fund manager), nearest first.

In London

Colliers International Property Advisers UK LLPLondonAppointed representativeChristian AidLondonAppointed representativeBain Capital (UK) LimitedLondonAppointed representativeJTC Employer Solutions (UK) LimitedLondonAppointed representativeHAN ETF LtdLondonAppointed representativeGQG Partners (UK) LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Meridian Universal

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Meridian Universal Limited FCA authorised?
Meridian Universal Limited (FRN 977876) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Meridian Universal?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Meridian Universal Limited (FRN 977876) is an AR of Laven Advisors LLP (FRN 447282). When you use Meridian Universal's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Meridian Universal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Meridian Universal’s phone number and website?
The FCA register lists the phone number 020 3290 7452 and the website mu-llc.com for Meridian Universal. If you were given different contact details, use these to check with the firm before going any further.
Is Meridian Universal a scam or clone?
Meridian Universal is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Meridian Universal?
Protection works through Laven Advisors LLP, the principal firm responsible for Meridian Universal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Meridian Universal?
Meridian Universal is owned by P1f Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 December 2020. Before that, it was controlled by P1f Limited.
Who runs Meridian Universal?
Companies House lists one director of Meridian Universal: Naveen Anandakumar.
How long has Meridian Universal been in business?
The company was formed on 3 July 2020.
What do Meridian Universal’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£1.33m (no earlier figure to compare) and cash at bank of £6,948 (−65% from £20.1k).

Sources and links

The full report on Meridian Universal Limited

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